How to check whether the loan has been released?

How to check the progress of mortgage loan

Question 1: How to check the progress of ICBC's mortgage/housing mortgage? ICBC has already applied for a loan, and how to check the progress of the loan? What is the specific method? Let me introduce it to you. If you want to know the loan progress of ICBC, you can follow the following methods: 1. The specific process of online banking inquiry is: 1, which enables ICBC's online banking; 2. Log in to ICBC Online Banking; 3. Enter the online loan module of ICBC and click the progress query; 4. Query the relevant content you want to query; 2. Telephone inquiry: directly call the customer service phone of ICBC, and select according to the voice prompt to inquire about the loan progress; Third, the account manager inquires to get in touch with the customers who handle the loan for you and inquire about the loan progress.

I hope this helps.

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If your problem is solved, please adopt it as easy as blowing off dust. Thank you very much.

Question 2: How to check whether the mortgage bank has lent money to handle the mortgage? The loan progress can be carried out in the following ways:

I. The specific process of online banking inquiry is as follows:

1, open ICBC online banking;

2. Log in to ICBC Online Banking;

3. Enter the online loan module of ICBC and click the progress query;

4. Query the relevant contents to be queried;

2. Telephone inquiry: directly call the customer service phone of ICBC, and select according to the voice prompt to inquire about the loan progress;

Third, the account manager inquires about getting in touch with the customers who have borrowed from him and asking about the progress of the loan.

Question 3: Check whether the mortgage has come down and how. Baiyue Datong Tip:

Ask the account manager of the bank credit department directly. . . Which case did you sign? Ask which one.

Question 4: The loan from China Merchants Bank has been approved. How to check the loan progress? Please check whether there is a loan in the designated trading account. Or have a loan record. For details, I suggest you contact the loan handling bank for verification.

If you have any questions, please consult forum.cmbchina/...ncmu=0,, the "online customer service" of China Merchants Bank, and we will serve you wholeheartedly!

Question 5: How can ICBC check the mortgage progress on the online banking and log in to the online banking? You can view it in the online loan module. Give it a try!

Question 6: The progress of the first home mortgage loan of Bank of Communications is shown below. It's been a month. When will it be released? The score of 10 is generally 15 working days. In case of policy change, the time can be extended to 1 month. Or the funds are tight, it will be further delayed.

Question 7: How to inquire about the process of housing loan? The process of housing loan in the bank is as follows: the buyer and the seller prepare all the information and submit it to the bank-supervise the funds-the appraiser puts forward the on-the-spot estimate-the bank conducts the preliminary examination-pays taxes and fees-handles the transfer-mortgages the property right certificate-issues the certificate of other rights-the buyer and the seller go to the bank-lends money. According to this process, you should be able to clearly understand the process of handling housing loans.

Question 8: How to inquire about the mortgage loan of CCB? The loan progress can be carried out in the following ways:

I. The specific process of online banking inquiry is as follows:

1, open ICBC online banking;

2. Log in to ICBC Online Banking;

3. Enter the online loan module of ICBC and click the progress query;

4. Query the relevant contents to be queried;

2. Telephone inquiry: directly call the customer service phone of ICBC, and select according to the voice prompt to inquire about the loan progress;

Third, the account manager inquires about getting in touch with the customers who have borrowed from him and asking about the progress of the loan.

Question 9: How to check the loan progress applied by China Bank? I can't find it online, so I can only ask your loan agent.

Question 10: How to check the progress of applying for a loan? Hello, if you apply for a loan in our bank, and your loan is currently being audited by the handling bank, it is temporarily impossible to directly check the audit status through customer service. You can try to contact the personal loan department that applied for the loan at that time and try to confirm it again. In principle, it takes about 65,438+05 working days for our bank to approve loans. Because it involves evaluation and other links, each city is different, so you need to know the specific lending time with the account manager of the local branch.

(If you have any other questions, I suggest you consult "forum.cmbchina/...ncmu=0. Online Customer Service". Thank you for your attention and support! )

How to check whether your mortgage has been lent?

1. Certified users log on to their personal homepage and click on the loan progress query under My Loan. 2. Select query type: customer, select certificate type, enter certificate number and customer name, and click Query. 3. This page displays customer application information, and displays the current application progress of customer loans under the current progress column. 4. Put the mouse on the current progress bar of a loan, and you can see the loan progress display bar of the loan. 5. Users can modify the loan application.

How to check whether the loan has come down?

There are three specific ways, and users can choose the most convenient query method according to their own situation.

1, online query. Users can log in to Bank of official website to check the progress.

2. Counter-inquiry. Borrowers can bring relevant certificates and their ID cards to the business counter to check the progress.

3. Telephone inquiry. The borrower can directly contact the salesman to understand the approval progress. You can also call the customer service hotline for inquiries, which requires institutions to have customer service centers, such as banks, but some institutions often do not have special customer service centers.

skill

Choose a bank carefully

At present, the competition between banks is very fierce. In order to gain more market share, banks will adjust the loan interest rate according to the loan interest rate range stipulated by the state. Therefore, when making loans, the fund demanders should "shop around" and choose low-interest banks to lend.

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Many fund demanders are very casual when signing bank loan agreements. In fact, this natural and unrestrained behavior shows that they lack a good sense of financing and financial management, and often pay more interest when lending, resulting in artificially "high interest rates." Because some banks' loan forms will make fund demanders pay more interest invisibly. For example, loans that retain the balance of deposits and loans that withhold interest.

The so-called retained deposit balance loan means that when the fund demander obtains a loan from the bank, the bank requires him to retain a part of the loan principal and deposit it in the bank account, so as to limit the fund demander from repaying the loan principal and interest on schedule. But for those who need funds, the discount of the loan principal is equivalent to paying more interest.

The so-called interest deduction loan means that some banks deduct all the loan interest from the lender's principal when issuing loans to ensure that the loan interest can be repaid on time. Because this method will reduce the loan funds available to the fund demanders and objectively increase the financing cost of the fund demanders.

Selection period

For those who need money, it takes a long time to use it. Therefore, in order to avoid paying more interest, when making a bank loan, we should plan the loan term reasonably. It is also a loan. The longer the loan grade is chosen, the higher the interest rate will be. In other words, the longer the loan term, the different interest will be paid even if it is repaid on the same day. If the loan term of the capital demander is 7 months, although it is only over the half-year time point of 1 month, according to the current loan interest-bearing regulations, only one-year loan interest rate can be implemented, which invisibly increases the loan interest burden of the capital demander. Generally, the term of a small loan company is 3 to 36 months, and that of a bank is calculated on an annual basis, 1 to 3 years. The mortgage type can be 10 year.

Find the gap

The loan management methods of the banking industry mainly include credit, guarantee, mortgage and pledge. Accordingly, when banks implement the loan interest rate, the floating range of the loan interest rate will be different. It is also a loan with the same application period and the same amount. If you choose the wrong loan form, you may bear more loan interest expenses and let yourself pay more for nothing.

Therefore, it is very important for fund demanders to pay attention to and understand the spread under different loan methods when lending to banks. For example, the loans with the lowest bank interest rate are discounted bills and pledged loans. If your own conditions permit, it is definitely more appropriate to borrow through these two forms.

How do I know if the mortgage has come down?

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We know that it is not so easy to apply for a mortgage. There must be a certain process in the process of handling it, and we often don't know whether it has been handled. The following small series will tell you how to know if the mortgage has come down.

How do I know if the mortgage has come down?

You can query in the following ways:

1, telephone for bank loans.

Obviously, you can call the bank that handles the loan directly. At this time, the salesman will give you a hint, and you should also tell your personal information, work unit and so on. You will know the result.

2. If the mortgage is settled, you will generally receive a text message.

Pay attention to the information service of your mobile phone at any time during this time.

3. You can also go to the bank to consult relevant personnel.

4. Because the related finance of the real estate company will also know about the mortgage payment, you can also consult them.

How long does it take to approve the mortgage?

Individuals applying for housing mortgage loans should know that there are different banks or different housing loans, and that their lending time is also different. Let's talk about the mortgage lending time is mainly divided into:

1, housing provident fund loans will be slower. Mainly because of the low interest rate of individual housing provident fund loans, most people like to apply for such loans to buy a house, which will lead to the slow lending time of such housing loans. Generally speaking, it takes about 1-2 months to lend money.

2. Commercial housing mortgage loan is about 1 month. Most people who apply for mortgage loans will choose to apply for commercial loans in banks, but the loan lending time will be faster than that of housing provident fund loans.

If you want the bank to lend money quickly, you can lend money with the receipt. Generally speaking, the loan can be released within 3 working days after the transfer, but 400 yuan guarantee fee is required for this.

Summary: Generally speaking, how to know that there is no relevant content in the mortgage can be inquired through the above channels, so that you can know whether your loan has been issued. If you want to know more about it, you can pay attention to our Qijia. Com for consultation.

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