Is the micro-loan deduction verification reminder true?

There will be a verification reminder when the micro-loan opens the automatic deduction service, mainly because Weizhong Bank sends the verification code to the customer through the contact information provided by the customer to confirm that the automatic deduction is operated by the customer himself to ensure the safety of the funds. After the customer successfully signs the automatic deduction agreement, there is generally no verification reminder when the subsequent system automatically deducts money. Because the customer has already completed the verification and authorization when opening the automatic deduction business.

First, mainly after the deduction is successful, there will be a corresponding repayment success reminder message sent to the customer to let the customer know the repayment details. Of course, if the deduction fails, the customer will be notified by SMS. After receiving the SMS reminder of failed deduction, customers need to pay back the money manually in time to ensure timely repayment and avoid overdue. It is suggested that you always pay attention to the fund dynamics and account status in the bound repayment account, so as to ensure that the micro-loan can deduct money on time and complete the repayment on the repayment date, and will not fail to repay due to insufficient funds or abnormal account status.

Second, the repayment methods of micro-loans are divided into bank card automatic repayment and manual early repayment, and there will be a notice every time the deduction is made. And if the deduction fails, the second deduction will be made from 17: 00 to 2 1: 00 on the same day. Please ensure that the repayment bank card is in normal condition and the balance is sufficient.

Third, small loans can't turn off automatic deduction. According to the introduction of micro-loan customer service, the micro-loan automatic deduction service is enabled by default, and cancellation is not supported at present. However, the micro-loan automatic repayment service will generally deduct the repayment from the bound bank card in the early morning of the repayment date, so if users do not want to use the micro-loan automatic repayment function, they can choose to repay manually before the micro-loan system automatically deducts the payment. However, users can only use the money in the bound bank card for manual repayment, and cannot repay micro-loans through other channels such as WeChat change. And if you plan to let the system automatically deduct money, you have to ensure that there are enough funds in the repayment account.

Fourth, it should be noted that although micro-loans allow users to repay manually in advance, they can only pay off all loans in advance, not just part of them. If you want to prepay, you can operate the loan the next day, and the interest on prepayment is generally calculated on the day of repayment.