95588 sent me a text message to urge me to repay the loan. In fact, I don't have that peony credit card with suffix ~ What's the situation?

Er, our family received a similar text message this morning. The balance of the account with suffix 6067 is insufficient, and we need to repay 589.89 yuan ... The problem is that our family doesn't have a card with that suffix, and we haven't applied for a personal loan. I suspect that the swindler used technical means to modify the number group ... but isn't he afraid to call ICBC by phone? Although that 95588 is said to be difficult to get through. ...