The forms of online fraud include

The forms of online fraud include fake friends, phishing, online banking upgrade fraud, scholarship fraud, medical insurance, social security fraud, loan fraud and so on.

First, false friends

Criminals use Trojan horse programs to steal the passwords of the other party's network communication tools, intercept the other party's chat video materials, and pretend to be the owner of the communication account to defraud relatives and friends in the name of various emergencies.

Second, phishing.

Phishing is the most common and hidden form of online fraud. Criminals use "pilfer date trojan", "network monitoring" and forged fake websites or webpages to gain benefits by transferring money, online shopping or making fake cards.

Third, online banking upgrades fraud.

At present, the latest telecom fraud crime in China is to use false information such as online banking upgrade, credit card upgrade and online banking password upgrade to implement fraud. The criminals stole the victim's login account and password by sending a "phishing website" similar to official website.

Fourth, subsidy fraud.

Pretending to be education, civil affairs, disabled persons' Federation and other staff. Call and send text messages to disabled people, students and parents, falsely claiming that they can receive subsidies, relief funds and bursaries, asking them to provide bank card numbers and instructing them to transfer money at ATMs.

Verb (abbreviation for verb) medical insurance and social security fraud

Criminals pretend to be medical insurance and social security workers, falsely claiming that the victim's account is abnormal, and then pretending to be judicial workers, on the grounds that the investigation is fair and easy to verify, to trick the victim into sending money to the so-called safe account for fraud.

Sixth, refund fraud

The criminals pretend to be the customer service of Taobao and other companies, call or send text messages, falsely claiming that the goods taken by the victims are out of stock and need a refund, and induce buyers to provide bank card numbers, passwords and other information to commit fraud.