Why did the Industrial Bank credit card send such a short message?

This is the risk control reminder message of Industrial Bank, which reads as follows:

"Dear customer, your recent transaction shows signs of non-compliance with the regulations of the regulatory authorities. If you really need cash, you can use the cash advance or cash transfer function to avoid the inconvenience caused by card downgrade. Industrial Bank "or" Dear customer of Industrial Bank: Your recent transaction does not conform to the regulations of the supervisory machine, reminding you to use only credit cards for daily consumption transactions to avoid the inconvenience caused by card downgrade. "

If you receive a risk control SMS reminder from Industrial Bank, the customer may have some bad behaviors in the process of using the card before.

In this regard, customers must pay more attention to personal behavior when using cards in the future, spend normally, and don't violate the rules, such as cashing out. You should swipe your card during normal business hours, don't always swipe the full amount, and don't swipe your card frequently on the same POS machine. Remember to repay on time when you repay, so as not to be overdue.

Customers can also properly handle the first installment according to their own conditions. If it is really controlled by the bank and the card is downgraded or frozen, then the customer should maintain a good credit and wait patiently for the bank to control it.

Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou.

Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%;

The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.