What if I receive a lawyer's letter from pterosaur loan?

The lawyer's letter received by pterosaur loan is handled as follows:

First of all, we must determine the authenticity of the lawyer's letter:

1. It is necessary to distinguish what it is, whether it is sent by the national unified customer service phone or short message number of the lending institution, or other short message notices starting with personal mobile phone and 1069. If there is, it is definitely not a formal and legal collection notice.

2. If you really receive the lawyer's letter from the other courier, you should also check whether the sender information on the courier is a loan institution or a law firm, and whether the recipient is the personal receipt information left by you when you make a loan.

3. It depends on whether the lawyer's letter inside has the seals of the lending institution and law firm, at least the personal seals of the law firm and lawyer. Otherwise, it is likely to be fake or without official authorization.

If it is a real lawyer's letter, the handling method is as follows:

1, full repayment. If conditions permit, the overdue fine of online loan and corresponding interest shall be returned;

2. Negotiate with online loans. If you really have no repayment ability, you can explain your actual situation to the online lending institution and negotiate other repayment methods.

The evidence to be collected before the online loan refuses to repay after receiving the lawyer's letter within the time limit is as follows:

1, which proves the plaintiff's right of appeal;

2. Evidence that there is a civil legal relationship between the plaintiff and the defendant;

3. Evidence to prove the existence of the facts and reasons of the plaintiff's complaint;

4. Other evidence that can support the plaintiff's claim.

When the borrower receives a lawyer's letter from the online lending platform due to overdue online lending, the platform can sue him after the grace period expires. However, it is worth noting that receiving a letter from a lawyer does not mean that it has been prosecuted. The borrower received a lawyer's letter from the online lending platform, informing the creditor that it is a common legal way to demand payment from the debtor who has not filed a lawsuit. It is best for the borrower to pay off all the debts within the grace period given by the lawyer's letter or contact the online lending platform to negotiate and try to avoid being sued.

Legal basis:

Article 125 of the Civil Procedure Law of People's Republic of China (PRC).

The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense. If the defendant fails to submit the defense, it will not affect the trial of the people's court.