How long can the mobile banking transfer record be kept?

Under normal circumstances, the mobile banking transfer records of major banks can be queried for one year. Users can log on to the mobile phone clients of major banks, bind personal bank cards, and query through the function of transaction details. If users need to inquire about the transfer records of mobile banking for a long time, they can bring their ID cards and bank cards to the counter of the nearest business outlets for inquiry.

There are several ways to query transfer records:

1, you can check it at the ATM or at the bank counter.

2. If you are in the same city, go to the ATM of the issuing bank, insert the bank card and select the inquiry details, and you can view the detailed transfer records.

3. If online banking is enabled for the bank card, the method for viewing the transfer details record is as follows: Log in to official website of the bank to which the bank card belongs on the computer, and select Query Details. Download the banking software to install the bank card on the mobile phone, log in to the banking software, and select the query details.

You can check at the bank counter with your ID card and bank card.

Tips:

1. The account details query system defaults to last week's transaction records. You can select last week, last year 1 month, last March or a custom time to query the details.

2. Account details can be queried across years, but the longest interval is no more than 366 days.

3. Details query function can query the transaction details of debit cards in the past three years. If you really can't find the information, go to the counter to find out.

4. Some transactions cannot display counterparty information, such as remittance, redemption and remittance refund of roaming remittance. You can use the inquiry transaction of online banking transaction to inquire counterparty information.

The detailed query before 5.20 15 10 7 still cannot display the other party's information.

6. The transaction summary shows that the account details are "transaction fee" and there is no counterparty information. The running environment is oppo reno6 V 1 1.3.

Brief introduction of mobile banking

(1) basic services

1. Personal business: account overview, detailed inquiry, transfer and remittance, fixed-life mutual transfer, withdrawal without card, VIP card extension, bank card signing, bank-card mutual transfer, account change, loan application, issuance, inquiry and return, etc.

2. Wealth management services: support the purchase, redemption, cancellation and inquiry of wealth management, funds, insurance and other products, and support the purchase of financial products such as structured deposits, wallets, surplus wallets, happy deposits and certificates of deposit.

3. Credit card: support the binding of our credit card, bill inquiry, installment financing, automatic repayment setting, cardholder information maintenance, supplementary card limit adjustment, bill address maintenance, etc.

4. Life service: fully support all kinds of payment (water, electricity, coal, tuition, self-taught examination registration, court payment, license plate bidding), telephone recharge, air tickets, inquiries from nearby outlets, and charitable donations.

(2) Highlights introduction

Transfer and remittance are free, with a maximum transfer of 5 million yuan per day.

The login method is cooler, passwords, fingerprints, gestures.

Authentication methods are more diverse, such as SMS, face brushing, audio Bluetooth key, NFC(IC card authentication).

skill

1. The maximum transfer amount of each authentication method is different. SMS: 50,000; Face authentication: 500,000; Nfc: 1 ten thousand; Audio Bluetooth key: 5 million.

2. Login mode can be modified by clicking on the upper right corner in Personal Settings. Fingerprint login is temporarily limited to iPhone 5s and above Apple phones.

3.NFC(IC card authentication) only supports Android phones with NFC function for the time being.