Can I ignore the dunning letter for property fees?

The collection letter is usually sent when the telephone collection is unsuccessful, which is intended to create a tense atmosphere and urge the borrower to repay immediately. It is a means for banks to revitalize non-performing loans. Of course, it does not rule out that banks can be used as strong evidence when they bring a lawsuit to the court as a last resort. However, if the borrower's breach of contract is not intentional, but is indeed caused by economic difficulties, the bank usually will not file a lawsuit. If repayment is really difficult, you can apply for deferred repayment or negotiate repayment. The so-called negotiated repayment means that only a part of the funds can be repaid. Therefore, it is best to reply after receiving the reminder to avoid unnecessary disputes.

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