What is the risk warning of WeChat transfer?

What are the reasons for the risk of WeChat transfer?

1, the other party has violated the rules, the account number has been reported, and the other party has had frequent transactions recently.

2. If you transfer the same amount to a person many times in a short period of time, you will also receive a reminder from WeChat.

3. If the other party's trading place or ip address changes, adding too many friends to the micro-signal in a single day will also prompt that the account is risky.

4. If the transfer amount is too large, or the transaction amount of the other party exceeds a certain value, the system will temporarily freeze or close. Generally speaking, the reasons in the above article will lead to the risk warning of WeChat transfer. If the trader feels that there is a real risk, he can take the way of not trading. WeChat payment has real-time arrival and delayed arrival. If the trader is uncertain, he can choose to delay the arrival of the account or apply for a refund.

1, introduced by WeChat

(1) Wechat was launched by Tencent on 20 1 1 and 1 as a free application to provide instant messaging service for intelligent terminals. It was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. Wechat supports fast sending of free voice messages, videos, pictures and texts across communication operators and operating system platforms. At the same time, you can also use service plug-ins such as "shake", "circle of friends", "public platform" and "voice notepad" to enjoy streaming media content through * *.

(2) As of the second quarter of 20 16, WeChat has covered more than 94% of smartphones in China, with 806 million monthly active users, covering more than 200 countries and more than 20 languages. In addition, the total number of brand WeChat WeChat official account exceeded 8 million, the number of mobile application docking exceeded 85,000, the advertising revenue increased to 3.679 billion yuan, and the number of WeChat payment users reached about 400 million.

(3) WeChat provides public platform, friends circle, message push and other functions. Users can add friends and pay attention to public platforms by "shaking", "searching for numbers", "people nearby" and scanning QR codes. At the same time, WeChat will share the content with friends and share the wonderful content that users see to WeChat friends circle.

(4) From June 5438 to February 2020, WeChat on iOS was updated to version 7.0.20, and a "WeChat Bean" was added to the profile page. 202 1, 1, 2 1, WeChat updated to version 8.0. In July, 20021year, in the latest version of 8.0.8, WeChat can not only log in to mobile phones and PC/Mac devices at the same time, but also add the function of logging in to tablet devices at the same time, which means that tablet devices are logically at the same level as mobile phones and computers in the use of WeChat, and the number of devices that users can log in at the same time has reached as many as three (165438+/kloc On the WeChat user complaint page, the item of "fans' bottomless idolization behavior" was added.

(5) WeChat was planned and launched by Shenzhen Tencent Holdings Co., Ltd. on 20 10 and 10, and was created by the product team of Tencent Guangzhou R&D Center. The team led by team manager Zhang Xiaolong has successfully developed Internet projects such as Foxmail and QQ mailbox. Ma, president of Tencent, confirmed the name of this product as "WeChat" in the email of product planning.

2. Introduction to WeChat Payment:

(1) WeChat payment is a payment function integrated in WeChat client, and users can complete the fast payment process through their mobile phones. Wechat payment provides users with safe, fast and efficient payment services, based on fast payment of bank cards.

(2) Support payment scenarios: WeChat public platform payment, APP (third-party application mall) payment, QR code scanning payment, credit card payment, user displaying barcode, and merchant scanning to complete payment.

(3) Users only need to associate a bank card with WeChat and complete the identity authentication, then they can turn the smart phone equipped with WeChat app into a universal wallet, and then purchase the goods and services of the cooperative merchants. When paying, the user only needs to enter the password on the smart phone, and the payment can be completed without any swiping steps. The whole process is simple and smooth.

(4) WeChat payment supports credit cards issued by the following banks: Shenzhen Development Bank and Bank of Ningbo. In addition, WeChat Pay also supports debit cards and credit cards of the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank, China Guangfa Bank, Ping An Bank, Industrial Bank and Minsheng Bank.

(5) On September 38, 2065438+04, 13, in order to provide more users with an e-commerce platform for WeChat payment, the WeChat service number no longer charges a deposit of 20,000 yuan to apply for WeChat payment function, and the threshold for opening a store is lowered.

(6) WeChat cash withdrawal: On February 16, Tencent customer service announced that since March 1 this year, WeChat payment stopped charging for the transfer function. From that day on, the cash withdrawal function will charge a handling fee. Wechat told Sina Technology that collecting the transaction fee for cash withdrawal is not a move of WeChat to pursue revenue, but is used to pay bank fees.

(7) The specific charging scheme is: each user (ID card dimension) enjoys a free withdrawal amount of 1 1,000 yuan for life, and the excess is charged at the bank interest rate. The current rate is 0. 1%, and the minimum charge for each transaction is 0. 1 yuan. Functions such as WeChat red envelope, face-to-face payment and AA collection are not affected, and no handling fee is charged.