Hello, I want to ask, my mortgage (postal savings) is deducted 2300 yuan at the end of each month, which is overdue this month.

Three days overdue this month will have a certain impact on your mortgage (postal savings).

Detailed description:

1. Three days overdue may cause you to pay additional late fees or penalty interest. The specific amount is subject to the loan contract.

2. If you are overdue frequently or for a long time, it may affect your credit record, thus lowering the credit rating of your future loans.

3. Banks or loan service providers may take corresponding measures, such as giving reminders and reporting your overdue situation to relevant institutions.

Summary:

Overdue repayment may bring extra expenses and have a negative impact on your credit history. I suggest that you try your best to avoid overdue repayment and ensure that the mortgage is repaid on time.

Extended data:

Overdue repayment means that the repayment has not been made after the repayment date agreed in the contract. China's laws and regulations have certain provisions on overdue repayment, and banks or lending institutions can take different measures according to the contract, including but not limited to collecting late fees, penalty interest, overdue interest, and collection notices. In addition, overdue repayment may produce bad records on personal credit records, which will affect future loan applications and credit ratings.

Please note that the specific impact and consequences may vary according to personal circumstances and loan contracts. It is recommended that you consult the relevant banks or lending institutions for specific repayment policies and countermeasures.