Is it true to freeze assets in stages?

Legal analysis: it is generally false for online loans to call and freeze bank cards. This kind of general online lending company can't do it unless it files a lawsuit and enters the blacklist of execution. However, it is still possible for major banks to freeze their bank cards and generally do not choose to file a lawsuit. However, overdue online loans may be reported by credit reporting agencies.

Legal basis: Article 111th of the Civil Procedure Law of People's Republic of China (PRC). If a litigant participant or other person commits one of the following acts, the people's court may impose a fine or arrest according to the seriousness of the case; If the case constitutes a crime, criminal responsibility shall be investigated according to law:

(3) Hiding, transferring, selling off or destroying the property that has been sealed up or detained, or transferring the property that has been counted and ordered to be kept;

(6) Refusing to perform a legally effective judgment or ruling of the people's court. The people's court may impose a fine or arrest on a unit that commits one of the acts listed in the preceding paragraph; If a crime is constituted, criminal responsibility shall be investigated according to law.

Article 313 of the Criminal Law of People's Republic of China (PRC) refuses to execute the judgment or ruling of the people's court, and if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.