I get a red envelope in Alipay every day. Is the money safe?

It is safer to scan the code with Alipay. If it is stolen, you can apply for compensation.

(1) A group of screenshots of the "defendant" scanning Alipay red envelopes were stolen, resulting in a loss of several thousand yuan. Relevant people said that they just scanned the QR code of Alipay red envelope, the payment password was changed, and then it was transferred away by more than 2,000 yuan. Some netizens took this screenshot to remind everyone to scan the code carefully and beware of being cheated.

(2) However, Weibo, the official Alipay, quickly responded that it was a rumor that "you can get a red envelope by scanning the code with Alipay, and change the Alipay password after scanning". Alipay scanning code to receive red envelopes is an official activity. The more you give, the more you earn. The code can't be fake.

(3) Alipay also promised that "you dare to sweep, I dare to pay". If the user uses Alipay to scan the suspicious QR code and the account is stolen, or the merchant's Alipay receipt code is maliciously replaced, the insurance company can pay for the loss of funds. In addition, no one can change the payment password except myself, unless I disclose it myself.

(4) Alipay also introduced that there are two kinds of mobile phone scanning code payment: one is called main scanning, the merchant shows the QR code of payment, and the customer scans the code to pay. The other is that the customer shows the cashier code (bar code plus QR code) to the merchant, and the merchant scans the code to collect the money. In scanning code payment, users need to fill in the payment amount and password to successfully pay, and cannot modify the payment password.

(5) At present, Alipay only supports payment code, sound wave and small secret-free payment in designated applications, and does not support the main scanning mode of secret-free payment, so there is no risk of secret-free payment when scanning code to receive red envelopes.

Extended data:

Four scams about Alipay red envelopes:

1. Fake "Alipay Card" red envelope fraud:

(1) When an Alipay red envelope link appears in the WeChat circle of friends, will you carefully identify its authenticity, or just open it in a hurry? Liars have just grasped the psychology of some netizens and spread false "Alipay card" red envelope links in the circle of friends to trick users into inputting personal information.

(2) In such link pages, mobile phone users will be required to input Alipay number, name, ID number, Alipay password, bank card number, etc. After criminals get this information, the Alipay account of mobile phone users is equivalent to opening the door for scammers.

2. Cheating by downloading Alipay plug-ins

(1) Netizen Xiao Zhang received a short message from 95 188, saying that his friend Yan sent himself an Alipay red envelope of 188, and Xiao Zhang downloaded an Alipay control by clicking the website in the short message according to the content. After downloading, the user logs into the Alipay interface, and the login password is also entered. The website also requires the bank card number and password to be entered and bound.

(2) After the operation, the user did not receive the prompt to receive the red envelope. A few days later, I went to the bank to do business, only to find that I was missing 8 thousand yuan from my card. The red envelope information must be confirmed with the sender. Never enter important personal information such as bank card number and password on strange websites.

3. Alipay Gifford Card Red Packet Scam:

(1) During the Spring Festival, Alipay's activity of "collecting all Five Blessingg cards and sharing 200 million cash on average" attracted hundreds of millions of users, and many similar Foka exchange groups appeared on WeChat, so scammers also took the opportunity to steal money by selling Foka.

(2) According to the victim, people in the group will enjoy their extra Fuka, usually 15 yuan, but in fact, the authenticity of these so-called "Fuka" is unknown. Once the scammer receives the money to buy the card, it will blacken the user and can no longer be contacted.

4. The mobile phone Trojans that fake Alipay red envelopes are flooding.

(1) During the Spring Festival, Alipay red envelopes are very popular. Netizen Xiao Li found an APP called Alipay Red Packet on the Internet, thinking that he could grab more mobile phone red packets. Unexpectedly, after installation, the software required to activate the device manager, but after clicking activate, the mobile phone desktop could not find this "Alipay red envelope".

References:

People's Daily Online -3 15 Concern: Four "Alipay Red Packet" scams that you have never seen before have been made public.

References:

People's Daily Online-Alipay promises that if the account is stolen due to code scanning, it can be paid through the insurance company.