1068 How long does it take to collect SMS assets?

Bank deposits shall not exceed one year. The service life of fixed assets exceeds 3 years. Asset preservation refers to a series of measures taken to maintain the integrity of assets and prevent losses, including sealing up and freezing. Actively participate in the restructuring of state-owned enterprises and optimize the credit services of restructured enterprises. In the past reform of state-owned enterprises, banks only passively accepted enterprise reform plans and only passively accepted illegal and infringing acts. At this time, it takes time, effort and high cost to preserve credit assets. In the future, we should actively participate in the restructuring of state-owned enterprises in accordance with the relevant provisions of the Company Law and the Contract Law, and include the relevant provisions on the preservation of credit assets in the restructuring plan. In view of the reality of restructured enterprises, banks should adjust their credit policies in time, bring restructured enterprises into the scope of loans, and solve the problem of credit access. The main purpose of credit investment in restructured enterprises is to help those enterprises whose products are marketable, but which are in trouble because of unsatisfactory system and poor management, get on the horse and send a ride through restructuring. Credit plays a great role, provided that the debts before the restructuring are recognized, such as re-signing the loan contract, changing the mortgage registration and obtaining the written consent of the guarantor, so that the restructured enterprise is still in the hands of the bank, and will not evade the bank debts due to the restructuring, and the host bank system and closed loan management can be implemented.