What will happen to loans overdue?

First, the influence of personal credit.

The United States has docked with the central bank for credit information, and if it fails to do so, it will be blacklisted by the central bank. Personal credit investigation, as a checking mechanism of personal credit investigation, is our external credit card, which represents our credit level when we spend money, because if loans overdue makes a credit investigation, there is really no need to lose money.

Second, there are overdue management fees and late fees.

If the bill is delayed, there will be a late fee and an overdue management fee. Late payment fee 10 yuan/pen. If the overdue management fee is postponed, the fee paid will be different according to the time. Loans overdue 15 days, calculated according to the loan amount; If the loans overdue exceeds 15 days, a penalty interest will be charged according to the loan amount every day, which will add additional economic burden to the lender.

Third, the loan amount is blocked.

Malicious overdue loans will be blocked, which has a negative impact on future loans.

Fourth, it has a negative impact on life.

If you fail to pay back the loan within the time limit and communicate with the staff of American Loan in time, American Loan will collect the repayment by SMS and telephone. If the overdue time is too long, even the submitted emergency contact person will be called, which will have a very bad influence on yourself and others.