How long will it take for 360 to be overdue before I will be sued? Will I really come to my door?

Generally, it can take more than 3 months to file a lawsuit, and generally there will be no door visits.

According to inquiries on Xicai.com and Baidu Lulin.com, we found that generally if the loan is overdue for more than three months, the loan platform has the right to sue. Of course, the platform will not sue casually. After all, litigation requires a lot of energy, material and financial resources, so most cases will be filed in court when the overdue period is particularly serious. Under normal circumstances, if a borrower is overdue, 360 will first collect the debt, send text messages or call the borrower to remind the borrower to repay as soon as possible. If the borrower still fails to repay after multiple calls, and the overdue time is relatively long, the overdue amount is relatively large, and the borrower cannot even be contacted, 360 will consider taking legal action to sue the other party.

360 should be a formal platform. Generally, it will not come to your door, but it should be possible to file a lawsuit in court. If you are one day overdue, you will incur certain overdue fees; it is recommended to repay the outstanding balance as soon as possible. If you do not repay the money all the time and cause a serious overdue payment, you will face the following consequences: you will bear high overdue fees. For overdue fees, different online loan platforms have different names and charging standards.