Which online loan is Beijing Zhongguancun Bank?

Beijing Zhongguancun Bank is not an online loan, but a bank loan. Beijing Zhongguancun Bank is the first individual bank in Beijing to be allowed to open its business, which was officially opened on July 17. In the planning of Zhongguancun, it promoted the establishment of Zhongguancun Bank, participated in the construction of the national OTC market, and accelerated the establishment and development of the Beijing Stock Exchange Center. On July 6, 20 17, Zhongguancun Bank officially opened.

1. Zhongguancun Bank became the first private bank in Beijing.

Beijing finally welcomed the first local private bank. 65438+February 2 1, 1 1 Oriental Yuhong, Bi Shuiyuan, Light Media, UFIDA and other A-share listed companies announced that Beijing Zhongguancun Bank Co., Ltd. was approved by the China Banking Regulatory Commission and Beijing Banking Regulatory Bureau to build. Beijing Zhongguancun Bank shall complete the preparatory work within 6 months from the date of approval. Beijing Zhongguancun Bank is the first 12 private bank in China and the first private bank in Beijing.

Second, Zhongguancun Bank is positioned as a technology bank.

Internet banking, according to informed sources, Zhongguancun Bank will be the breakthrough of technology and finance reform in this region. Relevant data show that Beijing Zhongguancun Bank has a registered capital of 4 billion yuan, of which UFIDA contributed165438+92 million yuan, holding 29.8% of the shares, making it the largest shareholder of the company. Bi Shuiyuan contributed 654.38+008 billion yuan, holding 27% of the shares, ranking second among shareholders; Listed companies such as Light Media, Oriental Garden, Donghua Software, Huasheng Tiancheng, Oriental Yuhong, Metano and Dinghan Technology also participated in the equity subscription of the bank.

To sum up, a banking analyst also believes that private banks including Zhongguancun Bank will go through an exploration period. Due to the short opening time, the first batch of private banks urgently need to finalize their business model and organizational structure as soon as possible on the road of differentiation. Zhongguancun Bank needs to find its own position and compete with private banks before joining.