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How do telecom users charge for opening ICBC's SMS banking?

Well, what the counter staff said is that the bank card account needs to be guaranteed 300 yuan, which has nothing to do with your SMS authentication. He's talking about small account management fees. If the average daily balance of ICBC's personal account is lower than that of 300 yuan, it will be 1 yuan per month. Usually there is not much money on the card, and 3 yuan is deducted every quarter.