At 1 this morning, I received a text message from 95528 Shanghai Pudong Direct Bank saying that it was successfully opened, and sent me a dynamic password, but I didn't open it.

Maybe someone else wrote the wrong mobile phone number when opening the dynamic password and wrote it as yours. You have the verification code, which is not a big problem.

In the "Thirteenth Five-Year Plan" strategy, Shanghai Pudong Development Bank listed digitalization as a key breakthrough, and the mobile terminal is the main position for Shanghai Pudong Development Bank to realize digital transformation. Since 20 17, Shanghai Pudong Mobile Bank has actively embraced financial technologies such as artificial intelligence, big data and biometrics, deeply integrated digital technology with business applications, and created a series of intelligent service models such as intelligent investment, intelligent marketing and intelligent risk control.

Investment is the most concerned and commonly used financial service for individual users. Based on the big data of users' assets, transactions and risk preferences, Shanghai Pudong Development Bank has provided one-click asset diagnosis service for 65.438+0.64 million users since it first launched the smart investment service in the industry last year, and recommended the wealth management product portfolio of wealth management, funds and other assets for users, with a transaction volume of nearly 5 billion yuan. Different from the higher threshold of bank wealth management products, the smart investment service of Pudong Mobile Banking covers all kinds of customers, and the mass customers can also get this professional service.

The difference between direct banking and mobile banking: the essential difference between the two is that when handling business, the relevant charging standards are different, and direct banking is cheaper. Mobile banking relies on physical banking. Physical banks have related operating costs, so the handling fee is more expensive. Direct banking is purely online, with no outlets, and all businesses are handled online, which reduces operating costs and charges users less.

The client version of mobile banking provides three signing methods: mobile phone self-signing, personal online banking signing and counter signing. Each has its own convenience and consideration. Among the three ways to register mobile banking, it is not only convenient to register mobile banking through personal online banking, but also allows customers to fully enjoy all the functions of mobile banking. Compared with counter signing, there is no need to run outlets in the online banking signing process, just log in to personal online banking and set the login mobile phone number of mobile banking; Compared with self-service signing, mobile banking users who sign through online banking can also use a variety of external transfer payment functions, such as transfer and remittance, payment, returning credit cards to other banks, mobile phone recharge, online payment and so on. Personal online banking signing mobile banking is both convenient and functional.