Minimum balance of rural commercial bank etc

Consumption reaches a certain number of times, free of annual fee. If you don't use etc, there will be a fee. For example, the bank will charge 3 yuan's ETC card service fee in January and 2 yuan's SMS service fee every month. Let's take a look at the ETC card charging standards of major banks:

1, China Construction Bank

Advantages: SMS service fee is free; The withdrawal rate is only 0.5%; 50 yuan for loss reporting; The annual fee is free in the first year, and the annual fee for the gold card in the second year 160 yuan. The annual fee for ordinary cards is 80 yuan, and the annual fee is free for spending three times by swiping the card.

Disadvantages: The annual fee of ETC card with automobile service functions (such as car washing discount, refueling discount and road rescue discount) is 200 yuan; There are few kinds of gifts with redeemable points.

2. Industrial and Commercial Bank of China

Advantages: recover the overpaid part and exempt the handling fee; ICBC ETC credit card is free of annual fee within the validity period; Credit cards are swiped five times a year, and the consumption amount reaches 5,000 yuan, which is exempt from the annual fee of the current year or the annual fee of 2,000 yuan for general cards; 20 yuan for loss reporting.

Disadvantages: 2 yuan SMS service fee is charged every month, which requires high points and few kinds of gifts.

3. Bank of China

Advantages: SMS service is free; The withdrawal rate is only1%; Free of annual fee in the first year, and free of annual fee in the next year by swiping the card 6 times; 40 yuan for loss reporting.

Disadvantages: Similarly, the points exchange score is high, and there are few kinds of gifts.