What are the application conditions for short-term loans from Bank of Beijing?

1. Credit limit:

(1) Successfully applied for short-term loan treasure at Bank of Beijing outlets, and the credit line has been approved and issued;

(2) The credit line is in normal state and within the withdrawal period;

(3) The credit line does not exceed 3 million yuan;

(4) If the main guarantee method is mortgage, the credit period shall not exceed 3 years; For other guarantee methods, the credit period shall not exceed 1 year.

2. Credit history:

(1) No current overdue (including loans, credit cards and quasi-credit cards);

(2) Inquiring about the approval of other banks' loans and credit cards (debit cards) for no more than five times in the last two months (the same institution can count as 1 time);

(3) The average utilization rate of credit cards (debit cards) in the last six months is no more than 70% (inclusive), and the calculation method of the average utilization rate of credit cards (debit cards) is: average utilization rate in the last six months/total credit extension.