How long will Alipay notify my family when it is overdue?

If Alipay is overdue for more than 3 months, you can inform your family to collect it. Many times, the loan is the borrower's own collection. However, the overdue situation is serious, and the collection from me is invalid. Therefore, it will be collected through the Taobao receiving information phone associated with Alipay, which is why you can still inform your family without filling in the contact number.

Moreover, once it is overdue for more than 3 months, the borrower has the right to sue the borrower, but there are few cases of prosecution.

Bai Hua is a personal consumption credit loan product. Users need to keep repayment records after using Bud. If the user sends overdue behavior, it will have a bad influence.

1. Payment. If the user fails to pay off the arrears within the specified time, once the arrears are overdue, the flower garden will charge interest on a daily basis. The longer the time, the higher the overdue fee.

2. Personal credit is damaged. If the user sends flowers late, the bad record will be reflected in Sesame Credit, which will lead to the decline of Sesame Credit Score and personal credit damage, which may affect the subsequent credit business.

3. Be collected. After the flowers are overdue, the platform will collect the arrears. Common collection methods are text messages and telephone calls. If the overdue situation of users is serious, Huayuan can also recover the arrears through legal channels.

3. Wallet, Alipay can also be used on smart phones, and the mobile phone client is Alipay wallet. Alipay wallet has the function of computer version of Alipay, and because of the characteristics of mobile phones, it contains more innovative services. Such as "personal payment" and "two-dimensional code payment". You can also add "services" to make Alipay wallet your personalized mobile phone application. Alipay wallet is mainly used on iOS and Android, and iPad and WP versions are under development.

4. Safety, payment involves the safety of users' funds, so it is very important to follow the official safety regulations. Such as security control, SMS authentication service, digital certificate, third-party certificate, payment shield, Lingbao, Lingbao mobile version, security protection issues, security policies, mobile phone security settings, etc.

5. Repayment: On June 5438+1October 5, 2009, Alipay launched a credit card repayment service, which was supported by credit cards issued by 39 domestic banks. Advantages: no credit card, no repayment, automatic repayment/repayment reminder and other value-added services. It is recommended to use Alipay wallet. 20 14 In the first quarter, 76% of credit card repayments were made with Alipay wallets.

6. Transfer: There are two types of transfer through Alipay: 1. Transfer to Alipay account, and the funds will be instantly transferred to the other Alipay account; Alipay account transfer limit 2. By transferring money to the bank card, users can transfer money to their own or others' bank cards, supporting more than 100 banks, and receiving the account within 2 hours at the earliest. Support the bank and the arrival time, as well as the limit of transfer to the bank card. Recommend Alipay wallet, free of charge.

(Operating environment: ipad 9th generation 15. 1 Alipay 10.2.38)