How should I politely refuse when my colleague asks me to borrow money?

When a colleague asks you to borrow money, you should respond based on your actual situation. Sometimes the purpose of borrowing money from the other person is not for urgent use, so you can refuse him. If you have a very good reason for the money, you can give your colleagues appropriate help according to your own conditions

How to politely refuse a loan from a colleague or friend

1. When a colleague asks you to borrow money, you can Say directly that you have no money

The colleague who will ask you to borrow money will probably have a good relationship with you. If the relationship is not bad, you can directly explain the situation to your colleague when he asks you to borrow money. He told him openly that although he wanted to help him, he really had no money. If your colleague has a really good relationship with you, he will naturally understand your difficulties and will not ask you to borrow money again. At the same time, he will also thank you for your good intentions and for thinking about him. Although he did not borrow the money afterwards, he The relationship has grown instead of diminished.

2. When a colleague asks you to borrow money, you can move out of your family to block it

If you have told your colleague that you have no money but still refuse to give in to your colleague, it means that you have not taken care of him at all. Even if you treat him as a friend, he won't think about you. Once such a colleague lends money to him, it will probably be in vain and never come back. The best way at this time is to prevaricate him. You can tell him that this matter needs to be discussed with his family and that you cannot make the decision. Tell him that the financial power of the family is not in your hands. When he comes to borrow money from you later, you can tell him His own family disagreed, and he had no choice. Although this method is old-fashioned, there is nothing wrong with it and it is still very practical.

3. When colleagues ask you to borrow money, you can say that you help them borrow money from others

When colleagues ask you to borrow money but you don’t have it or don’t want to lend it to them, If you can't refuse outright, you can also tell him that you will help him find other colleagues to borrow money. The advantage of this method is that although I can't give him financial support, I have shown that I will help him find a way. As for whether I really want to borrow money from other colleagues after agreeing to help him borrow money, it depends on me. wishes. It should be noted that even if you really want to borrow money for him afterwards, you must not borrow money from your colleagues in your own name, but borrow money for him in his name. Otherwise, you will be the one to repay other colleagues' money. Instead of him paying it back.