When will the second-class card of the Postal Savings Bank be returned to ICBC if it cannot be transferred by ICBC?

If the transfer to the second-class card exceeds the limit, the payee's bank will immediately return to failure. The refund time of different banks is different. Some banks can refund immediately, and some banks need a period of time, but the overall time will not exceed two hours.

Category II postal currency cards are mainly responsible for daily expenses or financial investment, and can handle deposits, purchase financial products such as financial investment products, restrict consumption and payment, and restrict the transfer of funds to unbound accounts.