How to let the company handle credit cards?

How to apply for a credit card in a unit group?

Running a group credit card can improve the card issuance rate. Because of this, many friends want to do this, but they don't know how to do it. Actually, it is very simple to get a credit card. You just need to find three colleagues to form a group, and then ask the salesman to go to the office to get the card. Let's have a look.

1. How to apply for a group credit card?

The credit card salesman must go to the office to handle the business, and then handle the credit card under the personal guidance of the salesman. However, not all banks have door-to-door card service for salesmen. You can consult before choosing which bank to handle credit cards.

It should be noted that group credit cards need to meet three requirements:

1. None of the applicants have applied for the bank's credit card: those who have participated in the group credit card are not considered as a group if they have applied for the bank's credit card before. Before you apply for a card, you need to know whether your colleagues who have participated in the group credit card have already applied for a bank credit card.

2. The applicant must be employed for three months: the prerequisite for applying for a credit card is a stable income. Usually, those who have been employed for less than three months and are still on probation do not meet the conditions for co-organizing group credit cards.

3. Applicants should bring ID cards: No matter whether they apply for a credit card or run a group tour, they must have ID cards, so they should be prepared before the salesman comes to the door.

Second, will you issue a group credit card?

Generally speaking, group credit cards are basically reliable, because group credit cards can increase the personal reputation of applicants and make banks feel that applicants are relatively stable. If they have a fixed job and a good income, it is easier to apply.

As for the benefits of handling credit cards, it is said that under the same qualifications, the success rate of handling credit cards is 30% higher than that of handling them alone, and the amount is much higher.

However, the group credit card must also be 100% successful, because the credit card is a credit product without guarantee and mortgage, and the bank must conduct strict examination before issuing the card. For those who do not meet the requirements, the bank will refuse to issue cards.

I work in a factory. What if I want to get a credit card?

I work in a factory. What if I want to get a credit card?

Application place: 1, local bank outlet; 2, the local bank credit card center staff; 3. ICBC and CCB support official website's application.

Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.

Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate; 5. Proof of assets such as real estate and vehicles under the name of the individual; 5, other bank credit cards and so on. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.

First, please ask the credit card salesman or lobby cashier to fill out the application form. The other party will generally ask you to fill in the application form when your conditions are likely to approve the card, and then submit the above information to the bank for approval. Whether or not to approve the card and the amount of the card depends on the comprehensive score of the bank. Good luck! Please accept the answer and support me.

I work in a new chemical plant. Can I get a credit card? Can I pass?

Yes, you can apply for a credit card if you have income, property and work certificate.

Bank credit card application conditions:

1. Age requirements: domestic residents should be 18-65 years old, and foreigners should be 25-65 years old;

2. Job requirements: have a stable work unit, income and fixed residence;

③ Credit requirements: no bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Bank credit card application materials:

(1), identification information:

Copy of resident identity card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your passport to and from the mainland and your residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

② Proof of work and income:

Salary certificate or business card and photo badge.

Proof materials that can prove good economic strength: copies of real estate license and automobile driving license; Copy of bank borrower (with good credit and overdue for no more than 60 days) or deposit certificate.

I work in a small factory, have no social security, and earn 2000 yuan a month. I want to apply for a CCB credit card. What should I do?

Unlike the above, you need the following documents: proof of identity, proof of income (stamped with the official financial seal of the company); Or an identity badge. Hope to adopt

I work in a state-owned enterprise. What do I need to get a credit card?

, generally have the following points:

1, at least 18 years old.

2. Urban and rural residents who have a fixed occupation and stable income and work in the place where their permanent residence is located.

3. Fill in the application form and sign it in person at the "Signature of the Applicant".

To apply for a credit card, you need to provide the following information:

1, copy of ID card, work certificate, income certificate, etc.

2. If you can also provide bank deposit certificate, real estate certificate, degree certificate, etc. , your application approval process will be more convenient and faster.

3. If you have a foreign household registration, overseas personnel apply for a job locally, and active military officers apply for a credit card in their own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.

4. Other conditions required by the issuing bank.

! You can also not provide proof of real estate!

I work in a factory. Is a credit card okay?

It's simple. In this case, as long as the factory gives you a pay slip, you can apply for a credit card in the bank business hall with a pay slip, my ID card and other documents.

I work in Huangpu Shipyard and want to get a credit card.

If you meet the requirements of China Merchants Bank's credit card application, you can try to apply. The most important condition for applying for China Merchants Bank Credit Card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

If you are interested in CMB credit card, but have never held our credit card, you can apply in the following four ways:

1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer";

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person;

3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application.

4. If you have applied for the professional version of our online banking, you can apply through the professional version.

Remind you that credit card verification is subject to the final audit result.

Why not get a credit card when working in a factory?

Can I apply for a credit card in the name of the company? What is the procedure?

Yes, you can. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. However, you cannot apply for personal credit card products in the name of the company, but you need to fill in the name of your current work unit when applying for a credit card, and submit a work certificate or income certificate stamped with the official seal issued by your work unit.

When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

Extended data:

According to the Notice on Issuing the Measures for the Administration of Credit Card Business:

Article 33 Any unit that opens a basic account in a financial institution in People's Republic of China (PRC) may apply for a unit card. You can apply for multiple business cards, and the cardholder qualification shall be designated and cancelled in writing by the legal representative of the applicant or his entrusted agent.

Every citizen with full capacity for civil conduct can apply for a personal card. Personal card holders can apply for supplementary cards for their spouses and 18-year-old relatives, and the number of supplementary cards shall not exceed two at most. The holder of the main card has the right to request the cancellation of its supplementary card.

Thirty-fourth units or individuals to apply for a credit card, should fill in the application form in accordance with the provisions, together with the relevant materials submitted to the issuing bank. For those who meet the requirements, the issuing bank will open a credit card account for the applicant and issue credit cards.

Article 35 The funds in the corporate card account shall be transferred from its basic account, and shall not be deposited in cash, and the funds and sales income from other deposit accounts shall not be deposited in the corporate card account.

The funds in the personal card account are limited to cash deposits held by individuals or transfer deposits with their wages and other legitimate income belonging to individuals. It is strictly forbidden to transfer unit funds into personal card accounts.

Article 36 Credit cards are only used by legitimate cardholders, and cardholders are not allowed to rent or lend their accounts.