What does the credit card reminder standard card mean?

There is illegal operation of credit card in the credit card reminder specification, and it is found that the user's credit card transaction meets the requirements. Therefore, I specially sent a text message to remind you to adjust your card habits as soon as possible. If you have a set of results, don't correct them in time. Is there a problem where you use it? It may be that the POS machines that users often brush are subject to bank risk control.

Credit card (Cred) is a credit certificate issued by a commercial bank or credit card company to eligible consumers.

The forms of credit cards include expiration date, number, cardholder's name, etc. Consumers can go to the specialized commercial service department for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified amount.

Product origin:

The earliest credit card appeared at the end of 19. In11980s, the so-called doors developed by British clothing industry also followed this trend. However, at that time, the card could only be used for short-term commercial credit, and the amount still had to be paid with the letter. In 1950s, Mike, a credit expert in Manhattan, USA, didn't have enough money, so he had to ask his wife to send him to organize DinersClub. Members bring a dining card to the designated charging account without paying cash. This is the earliest credit card. Franklin National Bank was the first bank to issue credit cards, and other American banks followed suit.

It is said that one day, an American businessman invited a hotel to entertain guests and took them with him, so he was deeply embarrassed and had to call his wife to bring cash to the hotel to settle the bill. So McNamara came up with the idea of creating a credit card company. 1 in the spring of 950, mcneid jointly invested110,000 USD to set up DinersClub in new york, the predecessor of Diners Club. Diner's Club provides cards for its members, who can use them to keep accounts. The nature of consumer cards still belongs to commercial credit cards.

1952, the Bank of California, as a financial institution, issued its first bank credit card.

1959, Bank of America issued in California and joined the ranks of card-issuing banks. In 1960s, bank credit cards were widely welcomed by all walks of life and developed rapidly. Since 1970s, Japan, Canada, Hong Kong and other developing countries and regions have issued credit cards.

The word "credit card" aims to refer to the popularity of this kind of financial products introduced in this post on savings cards without any credit card function. So the real letter is neither fish nor fowl. Real credit cards have the following characteristics: no cash deposit in advance, repayment after consumption, interest-free payment period, installment repayment (minimum repayment amount), STER and JCB which are commonly used in the world.