How much is the interest in 3.5 yuan?

How much is the interest in 3.5 yuan for ten thousand yuan a day?

What's the interest rate of 3.5?

The daily interest rate of 3.5 needs to indicate whether it is 3.5 per ten thousand or 3.5 per ten thousand. If calculated according to 3.5 ‰, the annual interest rate is 12.6%. If the loan is 10000 yuan and the loan term is one year, the interest generated is 1260 yuan, and the total repayment due in this period is 1 1260 yuan.

The conversion method of annual interest rate and daily interest rate is daily interest rate *360= annual interest rate. Daily interest rate = annual interest rate ÷360. Interest rate = annual interest rate12; Monthly interest rate = daily interest rate × 30; Annual interest rate = monthly interest rate ×12; Interest = interest product × daily interest rate.

Many online loan products on the market are paid in installments or charge interest on a daily basis. Repayment by installments is relatively simple, as long as the repayment is due. However, if repayment is made in advance, interest will be charged at the daily interest rate. For example, the daily interest rate is 0.035%, the loan 10000 yuan, and the daily interest is 3.5 yuan. If the loan takes 10 days, the interest to be paid is 35 yuan, and the total principal and interest is 10035 yuan.

Customers apply for loans in banks, and the annual interest rate of general loans is around 5%. The benchmark loan interest rates set by the central bank are 1 year, 4.35% for 1-5 years and 4.9% for more than 5 years. Of course, in practice, the bank's loan interest rate will generally be adjusted according to the local market situation. But if it is an online loan, the interest rate of the loan will be much higher than that of the bank, and the daily interest rate of 3.5 can only be the low interest rate in the online loan.

Note: The content is collected from the internet or contributed by netizens, so please judge the authenticity and correctness by yourself!

What's the interest rate for Alipay to borrow 35,000 yuan a month?

Generally speaking, if you borrow 10 thousand yuan, it is five ten thousandths of the daily interest. Converted, the interest of one day 17.5 is 525 yuan a month. Of course, everyone's loan interest rate is different.

Borrow 2000 yuan a month, what is the interest paid by Alipay? How much interest is paid every month for three months? What's the interest after six months?

If it is divided into three months, for example, the general interest rate is 3.5/ 10000 and the interest is 45.9 yuan, then the total * * * is 20045.9 yuan.

If Alipay Huabai repays 2,000 yuan in installments and repays it in six months, the monthly repayment will be 1045/6= 174.2 yuan, and the repayment will continue for six months. The total interest is 45 yuan, that is, the monthly interest is 7.5 yuan. Choose different installments, and the interest is different, with the maximum of 12 installments. The corresponding rates for each period are temporarily 2.5% of the total amount of three periods, 4.5% of the total amount of six periods, 6.5% of the total amount of nine periods and 8.8% of the total amount of 12 periods.

Suppose 1 0,000 yuan is repaid in installments, accounting for 2.5% of the total amount of the three installments: 25 yuan (i.e. 1 0,025/3 = 341.6, with continuous repayment for 3 months).

4.5% of the total amount of six installments: 45 yuan (i.e. 1045/6= 174.2 for each installment, with continuous repayment for six months).

6.5% of the total amount of 9 installments: 65 yuan (i.e.1065/9 =118.3 for each installment, with continuous repayment for 9 months).

8.8% of the total installment amount of 12: 88 yuan (i.e. 1088/ 12=90.6, continuous repayment 12 months).

Moreover, first of all, everyone's interest rate is different. According to the highest daily interest rate of 0.05%, the interest shall be paid 15 yuan in the first month and 7.5 yuan in the second month. The interest rate of borrowing 3000 yuan a month depends on the interest rate of borrowing. At present, the daily loan interest rate is 0.0 15%-0.06%, and the specific daily interest rate is determined by the ant loan according to the user's personal situation. At present, there are two repayment methods of borrowing money, one is average capital, and the other is paying interest first. However, whether it is the average principal or the principal after interest, the interest calculation method is to calculate the interest on a daily basis on the basis of the remaining principal, and no handling fee is charged in advance.

Finally, ants borrow money only as interest, and there is no handling fee, including no withdrawal and transfer to bank cards, so its calculation method is very simple. As long as you repay within one month after the loan, or before the final repayment date, the repayment amount will be calculated according to the above, regardless of the average principal or interest first.