Mom's postal currency card was automatically and quickly paid more than 3,000 yuan by the system for no reason, and a SMS reminder was also opened.

First, bank cards spend money for no reason, and there is no such thing as consumption. What should I do?

First of all, confirm whether the bank expenditure information received on the mobile phone really comes from the bank, and see if it is a 5-digit customer service phone of the bank. Secondly, you can call the bank customer service phone on the bank card to check whether there is really an expense bill, or you can directly log in to the mobile banking to check the bank's consumption bill.

If it is clear that the bank card is indeed deducted without reason, it is necessary to save valid evidence clues and report the case to the local public security organ. Before that, remember to ask the bank customer service to freeze your bank card account to prevent the funds from being deducted. If the bank card is consumed for no reason, it is necessary to consider whether it is caused by information leakage. Of course, you can also check whether there is any service that has been deducted from your automatic deduction service.

Second, how to cancel the automatic bank deduction?

Automatic debit of bank cards refers to the application for short message service or other management items when handling bank cards. Although it is convenient to use, the relevant fees will be deducted from the bank card.

1, handled at the counter

To handle this function, I need to bring my ID card and bank card to the counter, and only the bank or branch to which the bank card belongs can handle this function, and other banks cannot handle it. Go directly to the lobby with your ID card and bank card, and tell the staff your purpose. The staff in the lobby will lead you to sign the registration form. After typing your registered number, go directly to the counter, give your written list to the staff, and then explain to him the business you want to do. After verification, the other party will handle this business for you.

2. Mobile banking

At present, all major banks have mobile banking apps. Search the corresponding bank app directly on the Internet, download it and install it. Then find the security center in the functional area of mobile banking, where there are generally fast payment options, and there are withholding details in fast payment. Select the appropriate function, and then click Close.

3. Third-party software shut down

When you know which application has enabled automatic deduction, you can cancel it in the software.