Why is the postal bank card frozen?

1. Insufficient balance: the insufficient balance of the bank card account may lead to the prompt of refusing the transaction during the transaction, so you can conduct the transaction as long as you recharge it;

2. degaussing or damaging the bank card: usually, the bank card has two forms: magnetic stripe card and chip card. If there is a problem with the chip or the bank card is degaussing, you need to go to the business outlet of the Postal Bank to change the card.

3. The funds are frozen: the bank card will also show that it refuses to trade when it is frozen. There are many reasons for the bank card freezing, which may be that the password has been entered incorrectly for many times, the bank card has reported the loss, and it may also pay repeatedly in a short period of time, which is recognized by the bank as being suspected of other illegal acts such as cashing, money laundering and fraud.

1. If the password has been entered incorrectly for many times and other reasons, we can call the customer service hotline of Postal Bank, explain the situation to the customer service after transferring the labor and check the information, so that the customer service can help to unfreeze it. If it is because of the suspicion of money laundering and other illegal acts, we need to go to the local bank outlets with valid identification and reliable reasons for capital transactions, such as transaction contracts and invoices, and apply to the counter staff for thawing.

2. If the balance of the postal bank card account is insufficient, the transaction will be refused at the time of transaction, as long as enough money is deposited;

3. If the transaction is refused because the postal bank card is damaged or demagnetized, you need to bring your ID card and bank card to the postal bank's business outlets to change the card;

4. If the postal bank card is frozen and the transaction is refused, you need to bring your ID card and bank card to the postal bank's business outlets to find out why the account is frozen and unfreeze it according to the actual situation.

5. funds are frozen: the bank card will show that the transaction is refused even if it is in a frozen state, and there are many reasons for the bank card to be frozen, which may be because the password has been entered incorrectly for many times, or the bank card is reporting the loss, or it has repeatedly paid in a short period of time, and the bank considers that it is suspected of illegal activities such as cashing, money laundering and fraud, etc., and all of them will be frozen.

6. China Postal Savings Bank was formally established on March 2th, 27. It is a commercial bank established on the basis of reforming the postal savings management system. China Postal Savings Bank has inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and will continue to engage in the business approved by the original business scope and business license documents.