Is it reliable for the US Mission to borrow money?

Meituan borrows money reliably, and its risk control and efficiency are higher than traditional loans.

In the ecological chain commented by Meituan, merchants spread all over the country and penetrated into the capillaries of the service field. They have different financing needs, but they also have the same demands, such as low interest rate, high quota, high speed and information confidentiality.

At the same time, in view of the "short, small, frequent and urgent" characteristics of small and micro loans, Meituan Small Loan provides customers with a convenient, flexible and fast loan experience through platform data to meet the needs of loan enterprises to the greatest extent.

In this regard, some analysts pointed out that the core of Meituan's small loan model is "treating each other with sincerity". Enterprises and businesses are familiar with each other and support each other, which greatly reduces the cost of information interaction. Therefore, both risk control and efficiency are higher than traditional loans.

Extended data:

Mu Rongjun, senior vice president of Meituan Review, pointed out, "The core of setting up a small loan is to cooperate with our overall Internet strategy in the second half of the year, and provide convenient and affordable financial empowerment services for small and micro businesses under one million lines in addition to the original services such as word-of-mouth management, marketing promotion, take-away delivery and IT systems."

In the eyes of the industry, from simple lending to helping small and micro enterprises do business is a great progress in the concept of small and micro financing. This is also difficult for banks with pure lending relationship to do. In the traditional way, banks do not participate in the business of merchants, but are just creditors and debtors, without any emotional color.

However, the relationship between Meituan Review and the merchants in its ecological circle is different. Meituan small loan can be regarded as a "two-way win-win" channel. On the one hand, for businessmen who borrow money, it will further expand production; For the US Mission Review, it is to deepen the business step by step and serve the merchants on the entire ecological platform.

As a result, Meituan Small Loan has turned the impression labels of "crevice finance", "grass-roots finance" and "sub-finance" that small and micro enterprise loans have been neglected into real inclusive finance.

General interest, general interest. More inclusive because of contact, and closer because of tolerance. This is the real win-win situation in the industrial chain, and it is also a vivid portrayal of "Let inclusive finance have more temperature" advocated by the state.

People's Daily Online-Meituan Small Loan takes root in serving the real economy and makes inclusive finance more warm.