Fraudulent means and countermeasures of mobile phone installment payment

Fraudulent means of mobile phone installment payment:

1, [lifting installment fraud]?

The criminals buy the buyer information of the shopping website through special channels, and then pretend to be the staff of the shopping website, claiming that "due to the error of the banking system, the buyer's one-time payment has become installment payment, and the same fee has to be paid every month", and then pretend to be the bank staff to trick the victim into going to the ATM to cancel the installment payment, but in fact, the fund transfer is implemented.

2. [Financial transaction fraud]?

In the name of a securities company, criminals spread false stock insider information and trends through the Internet, telephone calls, text messages and other means. After gaining the trust of the victim, guide him to buy futures and spot on his own false trading platform, thus defrauding shareholders' funds.

3. [Telephone arrears fraud]?

The criminals pretend to be the staff of the communication operation enterprise, call the victim or directly play the computer voice, and demand to transfer the arrears funds to the designated account on the grounds that their mobile phones are in arrears.

4. [Winning fraud-winning fraud in entertainment programs]?

In the name of popular programs such as "I'm going to the Spring Festival Evening", "Extraordinary 6+ 1" and "The Voice of China", criminals sent text messages to the victims' mobile phones, claiming that they would win huge prizes if they were selected as lucky viewers of the programs. Then, they tricked the victims into remitting money to the designated bank account under various pretexts, such as paying handling fees, deposits or personal income tax.

5. [induced remittance]?

The criminals directly request the other party to remit money by sending short messages in groups. As the victim is preparing to remit money, after receiving such remittance fraud information, the money is credited to the liar's account without careful verification.

6. [loan fraud]?

Criminals send messages in groups, saying that they can provide loans to people who are short of funds, with low monthly interest and no guarantee. Once the victim believes it, the other party will commit fraud in the name of prepaid interest and deposit.

7. [Handling credit card fraud]?

Criminals publish advertisements that can handle high overdraft credit cards through newspapers, mails, etc. Once the victim contacted them, the criminals asked the victim to keep transferring money on false grounds such as "handling fee", "agency fee" and "deposit".

Coping methods of mobile phone installment fraud;

1, in telephone, online chat, SMS communication, when all issues related to loans, remittances, etc., be sure to verify the identity of the other party, such as calling the other party's common number, or making a decision after asking carefully through video chat.

2. When students apply for loans or shop in installments, they should know whether they really have needs and measure whether they have repayment ability. For matters related to the safety of your information and property, you should verify them in many ways and don't easily believe others' one-sided words. Don't disclose personal information easily, and don't even lend your ID card to others. In case of violent debt collection, you should call the police in time.

3. Never trust phone calls and text messages of unknown origin. No matter what rhetoric or threats criminals use, don't believe them easily. Hang up the phone in time and don't reply to the message to prevent criminals from further setting traps to commit fraud. If you are really worried, you can consult your relatives and friends or public security organs in time.

4. Before investing in financial management, it is necessary to understand the investment projects, consult and evaluate them more, and be thoughtful and cautious. In particular, we should be wary of all kinds of investment and financial management projects advertised as "low investment, high income and no risk" on the Internet. Don't blindly pursue high-interest returns, and beware of being cheated.

If you really feel cheated, please report it to the public security organ as soon as possible, or you can call the police directly, and provide detailed information such as the bank account and contact number of the liar, so that the public security organ can carry out investigation and solve the case in time.

Baidu encyclopedia-telephone fraud