How long will the credit card be overdue for home visits? How long is the credit card overdue?

1. How long will the credit card be overdue for home visits?

When we say door-to-door collect

How long will the credit card be overdue for home visits? How long is the credit card overdue?

1. How long will the credit card be overdue for home visits?

When we say door-to-door collection, we mainly refer to the bank's door-to-door collection after we are overdue for a period of time. This work is definitely not done by bank staff, but mainly by the third party entrusted by the bank to collect money.

After the deadline, the bank may not do this operation immediately, and will send a text message for collection within 7- 15 days. I've been calling for about a month, but this call is for the cardholder and will not involve family members. For those who are overdue for more than a month or more, a large number of them come to the door or call their families.

2. What about overdue home visits with credit cards?

Generally speaking, home visits within three months are all benign activities, so you don't have to panic so much, just tell each other the truth. In addition, the door-to-door visit at this time is only to collect your information, and there will be no substantive action. Moreover, when a third party comes to the door, it is required to record the whole process. Under normal circumstances, it is not allowed to enter the collector's home.

However, if the amount or quantity involved is large, it is recommended that you directly contact the bank to explain the situation, and then inquire whether repayment can be negotiated according to relevant policies. If so, it can be dealt with as soon as possible.

Third, can you continue to use it after paying off debts after home visits?

Generally speaking, as long as you come to me, it means a long overdue time or a lot of debts. Whether a credit card can be used depends on specific banking regulations, such as a credit card that will be frozen if China Merchants Bank is overdue for two months. In other words, you can only continue to repay the loan, and you can't continue to spend money on this credit card. So when can I continue to use it? The answer is obvious. This card can be used after all the money has been paid off.

Don't worry about overdue debts. One-on-one legal affairs will work out a solution for you.