I was defrauded in the bank after clicking the 95533 link.

Fraud is everywhere, and the tricks are constantly being updated. The official bank number can be forged, and it is synchronized with the official number, so that even banking professionals can’t tell the difference. The method is too clever and impossible to prevent.

Mr. Li also had the same experience. Recently, Mr. Li from Zhengzhou, Henan Province received a text message from the official account of China Construction Bank: Dear user, your identity information with our bank has expired. Please log in to a.cvbk.icu for authentication. If you fail to pass the authentication within 24 hours, your account will be frozen.

After receiving a text message with an official bank account number, it is estimated that few people will doubt the authenticity of this text message. Because 95533 is the official number of China Construction Bank, which is one of the four major state-owned banks, its security measures are the highest among financial institutions. Therefore, Ms. Li did not have any doubts about the content of the text message, clicked the link directly, entered the website, and updated her identity information and login password according to the system prompts.

Then, more than 20,000 yuan in Ms. Li’s bank card was transferred away in four installments. Ms. Li quickly logged into the website provided by the text message, but the website could not be displayed.

Full of doubts, Mr. Li came to a branch of China Construction Bank in Zhengzhou and explained the situation. Afterwards, neither the bank president nor the bank president could understand how the fraudsters sent fraudulent messages to customers through the bank's official account.

Currently, a branch of Zhengzhou Construction Bank is using technical means to track the source of this new type of fraud crime. It won't take long for this scam to be uncovered.

As the Spring Festival approaches, all types of financial transactions become more and more frequent, and telecommunications fraud has entered a period of high incidence, with hidden and highly deceptive techniques. Create a "trick" to prevent fraud, identify fraud with a "sharp eye", and protect the "money bag".

According to reports, 'fake base station' fraud means that fraudsters use fake base stations and number-changing software to disguise the customer service numbers of banks or China Mobile and other service agencies, and send the following text messages to customers: The customer's ID card has expired, the account number Being frozen, the bank system needs to be upgraded, the credit card limit needs to be increased, bank personal information verification and certification, points redemption, etc. This kind of text message usually contains a phishing website or phone number. Since the sending number of the text message is exactly the same as the customer service number of the service organization, it is extremely confusing and customers can easily be deceived.

In addition, fraudsters may also ask customers to activate their accounts through bank tellers, online banking, etc. Mobile banking transfers. The main reason for the success of this kind of fraud is that the fraudsters obtain information, accurately locate the victim, and know the victim's personal information and financial form, resulting in the victim being deceived.

It is also possible that fraudsters stole QQ accounts, pretended to be the person in charge of the QQ account, and borrowed money from the relatives and friends of the person in charge of the QQ account on the grounds of being 'seriously ill, hospitalized', 'accidental' or 'kidnapped'. To commit fraud.

In response to the above fraudsters, China Construction Bank has made suggestions to customers.

First of all, do not believe suspicious messages and do not click on links in messages. Don’t trust some benefits you receive on your phone, and don’t click on any links inside. All text messages sent by CCB’s 95533 number do not have any form of URL link.

Secondly, the ‘SMS verification code’ must be kept confidential for identity information, bank account number and password. Do not leave private information such as personal identity, bank account number, password, etc. on any suspicious websites, QQ chats, or WeChat conversations; do not leave ‘SMS verification codes’ sent by banks, third-party payment institutions, etc. It is very important transaction verification information and must not be disclosed to any institution or individual. Any form of request is fraudulent.

Again, never transfer money to others easily. When in doubt, check first. If you claim that a staff member of a certain unit or so-called ‘relatives and friends’ request money transfer under various pretexts, do not believe it. If you have any doubts, you can verify the authenticity of the information through official channels, phone calls from friends, or bank staff.

Finally, don’t believe sweet words. Keep your own psychological defense line and don’t be fooled by criminals’ sweet talk or suggestions

It is reported that China Construction Bank will continue to increase the publicity of financial knowledge and implement it into daily financial services to remind customers to prevent telecommunications fraud. Financial risk. Actively cooperate with the public security organs to combat telecommunications fraud, cooperate with the whole society to build a "firewall" to prevent telecommunications fraud, better protect the legitimate rights and interests of financial consumers, and protect the people's "money bags".

Related questions and answers from National Business Daily: