Collect money. The loan amount is overdue.

First, check whether the bank card applied by the applicant has a grace period for repayment, and you can consult the bank service personnel to find out. For a bank with a grace period, if it fails to repay on the repayment date, the borrower can personally notify the bank, explain the special reasons and apply for a grace period. Paying back the money within the grace period does not affect the personal credit history. Not as late as possible, there will be interest in the evening, mainly for fear of affecting personal reputation.

When the loan is due, it should be repaid on time. If the repayment is not made on time, there will be a grace period of about three days. If it is not paid after the grace period, the loan will be overdue. Loans overdue. There are both short-term and long-term loans overdue, and the consequences are different due to different overdue periods. However, most people have many misunderstandings about loans overdue, and they will regret it when it has serious consequences. Short-term overdue of loans and its consequences Different financial institutions have different definitions of short-term overdue time. For short-term overdue, institutions generally do not take compulsory measures, but will remind them to collect repayment. The consequences are: 1, high fines and liquidated damages. After loans overdue, in addition to repaying the interest and principal, you also need to pay a high penalty interest and liquidated damages. 2. Leaving a personal credit stain letter will leave an overdue record on the report. Even after repayment, overdue records will be kept for 5 years. Overdue records will affect almost all the subsequent financial activities of the overdue person. 3. The institution that receives SMS and phone call will send SMS and phone call continuously to collect overdue funds, inform the borrower of the serious consequences of overdue, and order the borrower to return overdue principal and interest within a time limit.