What's going on here? I don't even have a bank card of China Merchants Bank, so I suddenly sent such a short message.

Many people will receive spam messages. The most important question is whether the bank card mantissa and mobile phone number in the short message content are really you. If it is not your bank card, please ignore it. Maybe someone else's China Merchants Bank credit card reserved a text message to remind you that your mobile phone number is wrong. If it is true, contact the bank immediately and take effective measures to avoid the loss of funds.

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1. How does China Merchants Bank handle credit cards?

1, credit card official website

The user opens and logs in China Merchants Bank official website. After entering, he clicks "Credit Card-Credit Card Family Photo" in turn, selects the credit card to be processed, clicks "Do Card Now" and follows the system prompts.

2. Mobile banking (China Merchants Bank app 9. 4. 1 version)

After logging in to mobile banking, users can click "My-All-Credit Card-Apply for Credit Card" to apply.

3. WeChat (version 8.0. 15)

Wechat users search the official credit card account of China Merchants Bank, enter and send a "credit card application", fill in the application information and apply for a credit card.

4. Pocket Life (version 8.5.8)

After the user opens and logs in to the Pocket Life client, click "Finance-Card Application-Card Family Photo" to apply for a credit card.

5. Bank outlets

Users can bring ID cards, work permits, financial certificates and other information to any business outlets of China Merchants Bank.

Do you want to open SMS notification for bank cards?

Second, 1, openness can ensure the safety of funds.

After SMS is enabled, the bank card can receive SMS notification of any fund change, whether in or out of the account; If it is not opened, if the bank card is stolen, you will not be able to get the news immediately and your personal funds will be threatened. Therefore, it is conducive to personal property management after opening up.

2. Service charge

If it's just a simple salary card, there is less capital exchange, and it doesn't matter if you don't start a business. After all, the SMS service fee is only tens of dollars a year. The problem is that if you don't continue to use this card, the service fee will continue to be included in your card and there will be many points.

3. Achieve a win-win situation

Opening SMS notification is good for both individuals and banks. For banks, you can charge a certain SMS fee; There are many bank customers, which is also a year's income. In short, the only advantage of SMS notification is that it can receive the information of bank funds changes in time. There's no need to open it. Judge according to your own situation. It is not free to spend a few dollars a month, depending on your personal situation.