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How to deal with the overdue receipt of a lawyer's letter from an online loan?
How does loans overdue handle a letter from a lawyer? First, you should check whether your online loan is a formal financial platform and verify whether it is overdue and the amount of overdue penalty interest. If you have economic conditions, you can choose to repay directly on the financial platform. If your economic conditions do not allow, you can contact the customer service of the financial platform to negotiate installment repayment, and strive for the other party to agree to your installment repayment plan. You also need to contact the law firm that issued the lawyer's letter to verify the authenticity of the lawyer's letter and ask about their work progress. The general counsel's letter was sent before the prosecution. If no lawsuit has been filed, repayment can be negotiated. If negotiation fails, you can actively communicate with the platform and lawyers. If the other party insists on suing, you should actively respond to the lawsuit to ensure that your rights and interests are not infringed and avoid the other party asking for excessive liquidated damages. In the litigation stage, the court will also actively mediate for you. If your repayment plan is sincere, mediation is likely to succeed.
Whether you have repayment ability or not, you should actively communicate.
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