How to cancel the SMS notification charge in mobile banking?

There are three ways to cancel the bank card SMS reminder, one is to cancel through online banking, the other is to cancel by phone, and the third is to cancel by sending SMS.

Method one. Online banking cancellation:

If online banking is enabled, you can cancel the SMS service function through online banking. Enter the account login password and verification code. After successfully logging in to the online banking, click the Security Center, click the SMS service, select the SMS verification service, and then select Cancel to successfully cancel the SMS service function.

Method 2: Cancel the call:

Dial the service number of China Construction Bank, then press the key to enter other services, then press the key to enter the SMS signing service, enter the account number and information according to the voice prompt, and then press the key to cancel the SMS service.

Method 3: SMS cancellation:

Edit the message QXZH# and the last four digits of the card number and send it to the bank. After receiving the confirmation message, the bank successfully cancelled the SMS service.

1. Bring my ID card and bank card to the bank counter to submit a service cancellation application. You need to provide your ID card and bank card, which will take effect after the counter is successfully handled;

2. Log in to the online personal bank, and in the account security management menu, select Close SMS reminder service; (Prerequisite: Online banking bank card account has been opened)

3. Call the bank's customer service, and ask the customer service staff to turn off the SMS reminder service after the manual service has passed the authentication. (Prerequisite: the bank card account of telephone banking has been opened).

4. Consequences of overdue credit card of China Bank:

(1) generates high overdue fine and interest, and the interest is compounded monthly. After a period of overdue, the bank will make a dunning. Moreover, before the bank calls for overdue credit card records, the bank has reported it to the credit information system for the record.

(2) The credit card was stopped. If the cardholder fails to repay the loan, his credit card will be deactivated. If you owe money for a long time or many times, the bank will think that the cardholder has a greater risk of repayment, and will stop using this credit card and recover the arrears from him. If the bank is still unable to repay the credit card arrears, the bank can apply for auction of other fixed assets of the cardholder.

(3) personal credit stain. With a bad credit record, it will be difficult to apply for a credit card. Similarly, the loan for buying a house will be different: the loan amount is relatively small and the loan interest rate is relatively high. If the situation is worse, the bank loan application will only be rejected. After repeated collection by the bank, the credit card holder still fails to repay in full or refuses to repay. When the late payment fee and interest of the credit card reach a certain amount, the bank will bring a lawsuit to the court for "credit card fraud". As soon as the bank sues, the court summons will be sent to the credit card holder's home or company soon.

Operating environment: Huawei nova 410.010.38 Bank of China 6. 12.0.