Can I sue or call the police if I receive a malicious abusive message from an online loan?

According to Article 42 of the Law on Public Security Administration Punishment: sending obscene, insulting, intimidating or other information for many times, interfering with the normal life of others; Anyone who peeps, takes candid photos, eavesdrops or spreads others' privacy shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, they shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan. Anyone suspected of committing a crime shall be investigated for criminal responsibility according to law.

Extended data:

Illegal collection usually takes three forms:

1, SMS bombing

SMS bombing, this is the most common way. Generally speaking, it is aimed at borrowers whose one or more text messages are overdue for several days a day. If the borrower still fails to repay the loan, the dunner will harass the guarantor or relatives and friends of the borrower by sending text messages and making phone calls, and the contents of the phone calls and text messages are insulting.

2 e-mail threats

E-mail intimidation, if SMS collection doesn't work, the dunner will send all kinds of bloody, horrible and pornographic content through e-mail to intimidate the borrower.

3. Family collection

Door-to-door collection is generally aimed at borrowers who owe a large amount. After the dunner found the borrower, he beat him and threatened to intimidate the borrower and his family. Some even illegally control the personal freedom of borrowers.