Is there a SMS prompt for the rejection of China Merchants Bank's credit card?

Is there a SMS prompt for the rejection of China Merchants Bank's credit card? Generally, the credit card of China Merchants Bank will be notified by SMS. You can also directly check the progress of credit card application in China Merchants Bank official website and see the results yourself. In fact, as long as it meets the basic processing conditions of China Merchants Bank's credit card, it is relatively easy to apply for a card. But some applicants, what are the reasons for their rejection?

One of the reasons why China Merchants Bank's credit card was rejected: credit record.

Personal credit record is a very important embodiment of personal integrity. Usually, when an applicant applies for a credit card or loan, the bank will check your personal credit history first. If your credit record is good, the bank will not refuse your application, but as long as your personal credit record is overdue, the bank will consider it as appropriate or even refuse it directly.

The second reason for the rejection of China Merchants Bank's credit card: basic conditions

China Merchants Bank made it clear in the regulations that applicants should be at least 18 to 60 years old. If you are a foreigner, you need to be between 25 and 60 years old, have a certain economic ability and have a good credit record before you can apply. The age requirement is very clear. If you are not at this age, you must apply, and you must be rejected.

The Third Reason for Credit Card Rejection of China Merchants Bank: Financial Proof

The general financial proof is mainly your income proof and work proof. As long as you provide valid proof of your company, it is generally not difficult. However, the bank has some regulations, that is to say, employees engaged in wholesale, individual, direct selling, insurance, logistics, entertainment, catering, security, freelance and other industries will be strictly examined and approved, so if you are in these industries, it is more difficult to prepare other financial certificates.

The fourth reason why China Merchants Bank's credit card was rejected: repeated application.

Most applicants, after the first rejection, often apply for the same bank credit card again. In fact, this is very wrong, because the bank will automatically set the application interval 1 month in the approval system, with a maximum of 6 months. During this period, if the application is rejected, the system will directly reject the application. Therefore, Bian Xiao suggested that you should apply for a bank credit card after three months.