I received a text message this morning saying that the insurance you received 201901kloc-0/8 came into effect. What's going on here?

1, which shows that the free insurance given to you by Ping An has been insured;

2. As long as the insurance is effective, just like what you bought, the insurance company will pay for it if it is out of danger;

3. Generally, the insurance is only an accident, and the guarantee time is short. Do you want to have a good guarantee first or do you want to vote by yourself?

4. Gift insurance is an advertisement and trial product of the insurance company.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.