How to check whether there are IOUs in the letter wallet?

1. Bring my ID card or client's ID card and power of attorney, and provide my ID card to the credit inquiry window of the People's Bank of China to print personal credit records; 2. Open the official website of China People's Credit Information Center, match the mobile phone number with the registered account number of the ID card, and submit the personal credit information record inquiry application in the personal inquiry column. Usually, the mobile phone will receive the inquiry code from the credit information center within 24 hours. Open the official website login account of China People's Credit Information Center again, enter the inquiry code of SMS in the personal inquiry column to access personal credit information, and download and save a PDF document at the bottom of the page. After registration, when applying for inquiry, verification is required. One way is to verify it by answering questions related to credit reports. For example, ask you, what is the amount of a loan you handled on a certain day in a certain year? It is possible that the answer is wrong and the verification failed. Another is to jump to the UnionPay interface through the bank card for verification. This verification can't be wrong. After the verification is passed, log in after receiving the SMS verification code the next day, and you can find it. 3. The query results are limited to the loan and credit card records of regular banks. The loan records of regular small loan companies accessing credit information and some regular online loans, such as Alipay, JD.COM and Suning.cn, have not been seen for the time being.

Letter wallet is a smart selection APP for finance and credit. The platform brings together a variety of B-end products to meet the diversified loan needs of users throughout the network. Relying on the platform's huge data set and compliant tripartite data, comprehensively and deeply analyze the user's qualification, stratify users with Youka AI pre-risk control, realize the product display of "thousands of people and thousands of faces" at the C end, and provide users with fast, convenient and safe Internet credit services; At the B end, we screen high-quality and accurate users for financial institutions and complete the intelligent matching between users and products.