Can transfer money to others be regarded as proof of consumption?

Transferring money to others can be counted as consumption vouchers, communication information of network application services such as short messages, emails, instant messaging and communication groups; The transfer record itself is evidence.

There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

Domestic commercial banks have opened their own mobile banking, such as China Merchants Bank, to carry out three-year free activities of mobile banking transfer and remittance. Customers who register for mobile banking can handle the transfer and remittance business of China Merchants Bank in the same city, in different places, in the same city and in different places through the mobile banking of iPhone version, Android version, HTML webpage version or iPad bank, and can enjoy the preferential treatment of free transfer and remittance fees.

2065438+On February 25th, 2006, five banks of industry, agriculture, China, China Construction and Bank of Communications held a joint meeting on "Strengthening account management and promoting inclusive finance". The domestic RMB transfer and remittance handled by customers through mobile banking is free, and the domestic RMB online bank transfer and remittance for customers below 5,000 yuan is free, which reduces customer fees.

On the morning of September 23rd, 20 16, six departments jointly issued the Notice on Preventing and Combating Telecommunication Network Fraud. According to the notice, from June 23, 20 16, 12, 1 year, if an individual transfers money to a different account through a bank ATM, the funds will arrive in the account 24 hours later.

The People's Bank of China issued the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks, and comprehensively strengthened the management of account real-name registration system, bank card business and transfer. It is clear that since 20 16 12 1, individuals who transfer money through self-service teller machines can apply to the issuing bank for cancellation of the transfer within 24 hours after it is accepted by the issuing bank.

2065438+In March 2009, the People's Bank of China issued the Notice on Further Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks. The "Notice" clarifies that eligible ATM transfers will no longer arrive in 24 hours.

In order to effectively curb the behavior of buying and selling accounts and opening fake accounts, and comprehensively promote the real-name management of accounts, the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks clearly stipulates that from 20 16 12 1, if a banking financial institution opens a bank settlement account for an individual, the same person can only open a Class I account in the same bank, and has already opened a Class I account. This move aims to protect the safety of funds.

At the same time, in order to reduce the cost of residents' transfer, the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks clarifies that banks that charge off-site fees for cash withdrawal, transfer and other businesses in the bank will be free within three months from the date of promulgation of this notice.