How does Shanghai Pudong Development Bank open a card?

How to open a Pudong Credit Card for the first time?

Two ways to activate the credit card of Shanghai Pudong Development Bank;

First, the customer service phone is activated.

1. Call Shanghai Pudong Development Bank Credit Card Customer Service Tel: 800-820-8788 or 400-820-8788;

2. According to the voice prompt, press "7" and select the "Credit Card Activation" function;

3. Enter the relevant information for applying for a credit card;

4. Complete the activation of the credit card with the customary signature in the "Card Signature" field.

Second, online banking activation

Take Apple11IOS14.7.1Shanghai Pudong Development Bank 7. 1.0 as an example.

1. Log in to the homepage of Shanghai Pudong Development Bank Credit Card Center and select the function of "Activate Credit Card Online";

2. Enter the credit card activation page and enter the credit card++and other information according to the prompt.

Credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day. Once the interest-free repayment period is exceeded, high interest will be charged, usually five ten thousandths of interest per day.

First of all, the credit card is not the personal property of the cardholder, but is borrowed by the cardholder with "credit" as the guarantee. Credit cards can only be issued if the card issuer judges that "this person can be trusted" (specifically, he has the ability to repay) according to these conditions. Secondly, it is necessary to clarify the significance of signing the bill.

Signing is to admit that "the loan I bought today must be repaid, and now I will take the goods I bought first", which means that I absolutely abide by my promise. The credit card system was introduced from Europe and America. Here is a concept of contract. To sign is to acknowledge the terms of the contract.

Credit card application process:

1, application

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

Step 2 review

After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.

Step 3 issue cards

After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal.

Step 4 open the card

Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements.

At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card. After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.

How to open the credit card of Shanghai Pudong Development Bank?

It can be opened in official website of Shanghai Pudong Development Bank as follows:

1. First, enter "Shanghai Pudong Development Bank" in the search bar, and click official website in the list to enter.

2. Then select the "Credit Card" indicated by the red arrow in official website of Shanghai Pudong Development Bank.

3. Next, select "Online Activation" in the page, as shown by the red arrow in the figure below.

4. Next, in the activation page, just enter credit card++and other information according to the page prompts, and finally click "Submit".

How to activate Pudong Credit Card?

Pufa Credit Card can be activated and opened in many ways, such as calling the customer service hotline of Pufa Credit Card, bank counter and online banking. Alipay activation steps: 1, open Alipay APP, and then click the position shown by the red arrow to display the search box.

2. Enter "PUFA Credit Card" in the search box, and then click Search. In the search results, click the position shown by the red arrow to enter a new page.

3. After entering the new page, click "View" as shown by the red arrow, and then enter the new page.

4. After entering the new page, click "Account Service" as shown by the red arrow, and a drop-down menu will appear.

5. Find "Online Activation" indicated by the red arrow in the up menu, and click to enter a new page.

6. Enter the relevant information in the new page, and then click "Submit" as shown by the red arrow to complete the operation.

Bank counter method: Just bring your credit card and ID card directly to the bank counter, and you need to set the transaction password and inquiry password.

Telephone activation method: the user directly dials the customer service phone and turns to manual work. The customer service will help the customer to activate after explaining the purpose.

After the credit card is activated, it can be used normally. However, it is best to use the new credit card step by step. Don't brush all the quotas at once. At this time, you can spend a small amount of money many times. Pay attention to the diversification of the scene when spending, and don't brush all the quotas at once.

Users should repay on time after using the credit card, and there should be no overdue repayment, because there will be penalty interest after overdue repayment. The longer the time, the more penalty interest will be generated. Moreover, after overdue repayment, the bank will make a collection, and the common collection method is to call the cardholder.

Version information: Take Alipay 10.2.60 version, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.

How to handle the credit card of Shanghai Pudong Development Bank?

The credit card account opening method of Shanghai Pudong Development Bank is as follows:

1. Opening of business outlets

Cardholders can bring their ID cards, credit cards and other materials to the business hall of Shanghai Pudong Development Bank, submit the card opening application to the staff, fill in the application form, and set the password at the staff's prompt. You can open it after the setting is successful.

2. The customer service phone is on.

Cardholders can call Shanghai Pudong Development Bank Credit Card Center at 800-820-8788. After the phone is connected, follow the telephone voice prompt "credit card activation" function, and then follow the prompt to enter credit card++,ID number and other related information to open it.

PUFA credit card introduction:

Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.

The credit card repayment methods of Shanghai Pudong Development Bank mainly include the following categories:

1. Repayment at the issuing bank

This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

2. Inter-bank transfer/remittance repayment

Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

3. Online repayment, the common online platforms in China are: UnionPay Online, Kuaiqian, Shengfutong and Alipay. Choose different platforms and banks, and the charging standards and specific arrival time are different.

4. Convenience store repayment

In this way, the repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

5. Counter repayment

Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.

6. Payment by Xinfutong

"Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.

7. repayment pass

Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.

8. Other repayment methods

In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.

How to activate the credit card of Shanghai Pudong Development Bank?

There are several ways for Shanghai Pudong Development Bank to activate its credit card:

(1) Call the credit card of Shanghai Pudong Development Bank to activate it.

(1) Call the credit card customer of Shanghai Pudong Development Bank at 800-820-8788 or 400-820-8788.

(2) Press the "7" key according to the voice prompt to start using the "Credit Card Activation" function.

(3) Enter relevant information.

(4) Sign on the signature column of the bank card.

(2) Log in to the network and activate the credit card in official website, Shanghai Pudong Development Bank.

(1) Log in to official website of Shanghai Pudong Development Bank, enter the Credit Card Center and select the function of "Activate Credit Card Online".

(2) Enter the credit card++and related information according to the prompt.

(3) SMS activation

According to the card letter sent to you by credit card. Edit the SMS as prompted to activate the credit card.

(4) WeChat activation

Pay attention to the official WeChat account of Shanghai Pudong Development Bank and activate the credit card online according to the prompts.

The full name of Shanghai Pudong Development Bank is Shanghai Pudong Development Bank, and its head office is located in Shanghai. It was established with the approval of the People's Bank of China on August 28th, and officially opened on 1992,10.9, 1993. 1999 was successfully listed on the Shanghai Stock Exchange.

After years of unremitting efforts and careful management, Shanghai Pudong Development Bank has become one of the few joint-stock commercial banks in China that have been rated as investment-grade or above by the three major international rating agencies.

How to open the credit card of Shanghai Pudong Development Bank?

Shanghai Pudong Development Bank's process of handling bank cards:

1. Bring your ID card and a small amount of cash to the business outlets of Shanghai Pudong Development Bank;

2. Fill in the new bank card application form with the assistance of the lobby staff of Shanghai Pudong Development Bank;

3. Take the number and queue up, and copy the ID card with the assistance of the staff;

4. Call the counter number, go to the counter and give the completed form and ID card to the bank teller. When you apply for a credit card, you need to sign your name and enter your password. The password is six digits, so remember it after setting it. This is the password for future withdrawals;

After all the formalities are completed, you will get a Pudong Development Bank Card. If you apply for online banking at the same time, you will get a U shield at the same time;

6. After completing the card, take your own things and leave.

Conditions for handling bank cards

Debit cards (transfer cards, special cards and stored-value cards)

You don't need much information if you want to apply for a debit card. Applicants can go directly to the bank counter with their ID cards and 50 yuan cash.

Matters needing attention in handling debit cards:

First, the annual bank card fee.

Some banks will charge applicants a certain annual fee, generally 10 yuan, which is charged once a year at a fixed time. If the bank card applied by the applicant is only used once, you can consider canceling the card after use to avoid paying more annual fees.

Second, whether to open e-commerce.

When handling bank cards, bank staff will actively recommend you to handle related electronic services, such as online banking and mobile banking. For this kind of business, customers can freely choose to handle it, and there is no binding. Users should handle it according to their own needs.

Third, the opening of third-party accounts.

Common tripartite accounts are financial accounts such as fund accounts, stock accounts and precious metal accounts. For customers with financial needs in this area, when handling bank cards, they can ask bank staff to open them together. It should be noted that a stock account can only sign an agreement with one bank account. If you want to change banks, you need to cancel the contract of the previous bank account first.

Second, credit cards (credit cards, quasi-credit cards)

If you want to apply for a credit card, you need to prepare much more materials than a debit card. Applicants not only need to bring their own identity cards, but also need to provide local accounts or residence certificates. In addition, the applicant also needs to provide proof of personal work income, proof of assets and so on.

First, prepare information.

1, identification, household registration or residence.

Need to provide the identity information of the credit card applicant, such as: ID card, military officer's card (including a copy);

You also need to provide your home address, such as passport, household registration book and copy of residence permit.

2. Work certificate

It is also important to have a stable job and income. If you can't see the work certificate, the bank can't judge whether the applicant has the ability to repay, and it is very difficult to approve the card.

Bring the original work certificate issued by the employer (stamped with the official seal of the company) and a copy.

3. Proof of financial resources

For example: the bank running bill of the last three months' salary, the social security payment certificate, etc.

If you have a car and a house, you'd better provide real estate license and car driving license. These materials can prove the economic level of the applicant.

Second, fill out the credit card processing form and go to the bank counter to handle it.

Bring information to the bank counter, fill in the credit card application form, submit materials and apply for a credit card under the guidance of the staff.

Third, provide relevant information on the internet of major banks and get credit cards after verification.

Note that online processing is convenient and fast, but it takes time to review.

So much for the introduction of how to open a Pudong Credit Card.