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How to fill in the renewal clause of life insurance company?
1, common form. General 1 year pure guarantee renewal principal or additional insurance mainly involves accident insurance and medical insurance. Specific products include "accidental injury insurance, additional accidental injury insurance, additional accidental injury medical insurance, additional accidental injury hospitalization allowance insurance, additional accidental injury disability insurance" and "hospitalization expense medical insurance, hospitalization allowance medical insurance, additional general hospitalization expense medical insurance, additional hospitalization operation expense medical insurance, additional general illness hospitalization allowance insurance, additional major illness hospitalization allowance insurance, additional special hospitalization allowance insurance". When renewing the insurance, the insurance premium will be recalculated according to the age, occupational category and related rates of the insured at the time when the renewal takes effect (to ensure the original renewal premium rate is implemented), and it will generally remain valid 1 year thereafter.
2. Special form. On the renewal of life insurance, that is, a life insurance contract that is applied by the applicant or the insured to resume its effectiveness within two years after its expiration, consent is also a renewal matter guaranteed by the applicant or the insured, and most of the policies involved are term, annuity, life (including dividend or non-dividend) main insurance and its additional life insurance.
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