What should I do if my bank card is stolen?

If your bank card is stolen, don't think it won't happen to you. If it does happen, you should learn the following three steps.

Step 1: Take out the remaining money in the bank card immediately.

Step 2: Find the nearest bank deposit 100 yuan (to prove that you have the bank card) and then withdraw this 100 yuan.

Step 3: You must call the police and get a paper alarm receipt.

After the above three steps, you can go to court to sue the bank. Missing any step will be bad for you!

Our technology keeps pace with the times, and the skills of scammers are getting better and better. Not to mention preparation, the bank card was stolen by a liar. There's really no place to reason. Share it with people around you. If it does happen, follow the above three steps.

Let's look at two cases:

Case 1

20 15 10, Mr. Song from Beijing received a short message from the bank, saying that his debit card had just transferred and withdrawn more than 54,000 yuan. Mr. Song immediately reported the loss, called the police, and operated at the nearby ATM according to the police's prompt, so that the bank card was swallowed and the operating receipt was kept. Later, it was found that both the transfer and withdrawal took place at an ATM in Guangdong Province. Mr. Song asked the bank to compensate for all the losses. With the evidence left behind afterwards, although the bank refused, the court finally supported Mr. Song's appeal. The judge believes that in the case in which Mr. Song won the case, it took only ten minutes to swallow the card at the ATM. In any case, it is impossible for a person to get to Beijing from Guangdong in ten minutes. At this reaction speed, it is very easy to identify "fake cards".

Watch industry tourism

In contrast, Mr. Yang's experience is even more tragic: he was sued by the bank for defaulting on the credit card overdraft principal and interest of more than 65,438+10,000 yuan. Mr. Yang said that in March of 20 12, a stranger wearing a bank uniform and bearing a bank logo came to the door, claiming to help him increase the credit card overdraft limit. Mr. Yang then asked this person to record the information of this card and pay the handling fee on the POS machine carried by the other party. Mr. Yang believes that the money is not his consumption at all, and he should not repay it. After the trial, the court held that this was because Mr. Yang easily leaked the credit card information to others and swiped the card with a POS machine of unknown origin, which was an act of not properly keeping the credit card information. And according to his self-report, it is not enough to conclude that someone else must have stolen the deal. The lawsuit of Yinka was finally supported.

Online shopping, credit card consumption, independent transfer, payment of utilities and so on. Small bank cards bring convenience to life, but they are also regarded as attractive "prey" by criminals. The bank card is obviously on me, but the money in the card may be missing.

I hope everyone will be vigilant and learn this knowledge. I hope it helps you.

An objective and independent third-party wealth freedom road WeChat official account Liang Shu Wealth View ID: ID:liangshu 1980