Husband's online loan is overdue. Is it true that he wants to go to my account?

Whether the payee really wants to go to the place where your account is located or not, such a request is legal. According to the laws of China, banks and other financial institutions can obtain the personal information of debtors through various channels, including their residences. The following is a detailed explanation of this problem:

1. This is legal. According to the current laws of our country, the collection party has the right to apply for the relevant information of the debtor, including the location of the account, when collecting debts. The collection party can confirm the debtor's address and work situation through such investigation, so as to further take appropriate collection measures.

2. It is one of the common collection methods for banks to prepare information to investigate debtors' accounts. Banks and other financial institutions have certain autonomy in dealing with overdue debts, and can decide what collection measures to take according to the overdue situation and relevant contract terms. In some cases, they may take legal action or entrust a third party to investigate to solve the overdue problem.

3. If you and your husband are husband and wife in different places, the bank can decide to investigate your and your husband's domicile separately according to the situation. This is because in marriage, debts are generally shared by both parties, no matter which party generates the debts.

Summary:

It is legal for the collection party to go to your and your husband's account. When collecting debts, banks and other financial institutions have the right to obtain relevant information of debtors and take corresponding debt collection measures as needed. If you and your husband are married in a different place, the investigation may be conducted separately.

Extended data:

According to Articles 161 and 167 of People's Republic of China (PRC) Contract Law, creditors enjoy corresponding rights and interests when dealing with overdue debts. According to relevant regulations, creditors can collect overdue interest and debt collection fees from debtors, and have the right to take necessary collection measures, including litigation and entrusting a third-party agency to investigate. In the process of collection, the creditor can obtain the personal information of the debtor through legal channels for collection.

Please note that the above is a description of the general situation and cannot cover all possible special circumstances. If your situation is special, I suggest you consult relevant professionals or legal institutions for more accurate guidance and help.