Can the Postal Savings Bank cancel the mobile phone information fee?

The mobile phone information fee of Postal Savings Bank cannot be cancelled.

Relevant regulations of postal bank:

1. An enterprise or institution can only open one basic deposit account in one bank. Depositors can only withdraw wages, bonuses and other cash through basic account.

2. A bank settlement account opened for special management and use of its special funds. Special deposit accounts are used to handle the receipt and payment of various special funds and allow cash withdrawal.

Must be approved. Capital construction funds, renovation funds, extra-budgetary funds, grain, cotton and oil purchase funds, unit bank card reserve funds, securities trading settlement funds, futures trading deposits, interbank funds deposited by financial institutions, income remittance funds and business expenditure funds, unit party, league and trade union organization funds and other funds that need special management and use according to regulations may apply for opening special deposit accounts.

3. Handling the receipt and payment of funds for temporary business activities of temporary institutions and depositors. Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management. The scope of opening a temporary deposit account includes the establishment of temporary institutions, temporary business activities in different places, and verification of registered capital.

4. The daily business activities of depositors, such as the receipt and payment of funds and the withdrawal of wages, bonuses and cash, are handled through this account. The general deposit account is used to handle the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal.

Therefore, the mobile phone information fee of the Postal Savings Bank cannot be cancelled.

Extended data:

The role of postal bank bank:

1, convergence function

The master account guides many scattered small funds to gather into a fund collection function that can be put into social reproduction. Here, the stock market plays the role of "reservoir" of funds. ?

2. Configure functions

The allocation of resources, the general ledger transfers resources from inefficient departments to efficient departments, so that a society's economic resources can be most effectively allocated to the most efficient or effective use, and the rational allocation and effective utilization of scarce resources can be realized. ?

Step 3 Adjust the function

The regulating effect of personal account on macro-economy. The stock market is connected with depositors on one side and investors on the other. The operating mechanism of the stock market plays a role through its influence on savers and investors. ?

Baidu Encyclopedia-China Postal Savings Bank

Official website of China Postal Savings Bank-Bank Card