Why is my bank card account information expired?

1. There is a high probability that the account information needs to be changed due to expiration, and the bank has set it to the state of only receiving and not paying, while there is a small probability that the transaction is suspected of violating the settlement account agreement and is set to the state of only receiving and not paying. I need to take my ID card to the counter.

Second, how to solve the problem of expired account information:

(1) method:

Computer operating environment: Apple computer A 1466Windows system.

Mobile phone operating environment: Xiaomi12mui12.5.13.

1, which can be handled through mobile banking and online banking. Generally, the mobile banking update portal is to click the personal avatar or account name to enter and update the certificate information in the "certificate validity period"; The update entry of online banking is generally in personal account information.

3. Go to the offline business outlets and bring your new ID card and reserved mobile phone number.

(2) Specifically:

Generally updated information can be manually processed at the bank counter, and many banks can use the official APP.

1. Debit card (that is, our usual bank savings card)

1) As long as the ID cards of banks such as Agricultural Bank of China, China Construction Bank and Postal Service have not changed, the system will automatically update, but it is best to go to the bank outlets to make the changes in person.

2) The expiration of bank certificates such as Bank of Communications and China Merchants Bank will not affect the one-card payment, but businesses such as transfer, remittance and withdrawal that need to enter the certificate number may not be handled.

3) ICBC debit cards need to update information at outlets. If the update is not timely, there will be card use obstacles.

2. Credit card (commonly known as credit card)

1) China Merchants Bank, Bank of Communications, Minsheng, Xingye, Ping An, Citigroup, HSBC, Bank and other banks. Need to fax, take photos, email or mail information to the bank credit card center, and indicate the "ID card renewal period". If it's not too much trouble, you can take these materials to the outlets and update them yourself. 2) Banks such as Guangfa, Ping An Securities and Minsheng can make changes directly on the app.

3) In addition, the credit cards of the four major banks, Guangfa, Postal Service and China Everbright do not need to be updated as long as the cardholder's ID number and name remain unchanged, which is more user-friendly.