Is Qi Hao Factoring a Continuous Easy Loan?

No, Qi Hao factoring is not a loan. Generally refers to Qi Hao Commercial Factoring Co., Ltd., which was established on May 22, 20 19. Its business scope includes providing enterprises with trade financing, sales ledger management, customer credit investigation and evaluation, accounts receivable management and collection, and credit risk guarantee services (it is forbidden to engage in financial activities such as taking deposits and issuing loans, and it is forbidden to engage in special or entrusted collection business and debt collection business).

If users want to apply for loans in peacetime, they can choose online platforms or bank outlets at this time. When applying for a loan in a bank, you must meet the prescribed conditions and repay it in time after handling the loan. There can be no overdue, because there will be a penalty interest after the overdue. The longer the time, the more the penalty interest will be, and the bank will collect it after the overdue.

It is worth noting that after handling loans overdue in the bank, users will be uploaded to the credit information center, which will lead to the deterioration of personal credit information and affect the subsequent handling of various loans. Moreover, after the loan is returned, this overdue record will continue to be retained in the credit report for 5 years, and will automatically disappear after 5 years. Overdue, continue to be credited to the credit report.

If the user's loan amount is not much, you can choose online loan at this time. After all, the online loan conditions are lower than those of banks, and the loan speed is fast, which is very suitable for users who need money urgently. However, when borrowing through online platforms, we should also choose formal platforms to avoid borrowing from informal platforms.

Many online lending platforms are not eligible for lending. They are just private loans. National laws also stipulate that interest within 24% shall be protected, and interest exceeding 24% shall not exceed 36%. Once it exceeds 36%, it is no longer protected, but many platforms are close to 36%, so you can determine whether you borrowed money from this platform. If there is, you can sue directly.

In fact, the person who broke his promise is that you have countless properties in your family, and the balance of your card is ten zeros, but you just don't pay back the debt of four zeros, which belongs to the person who broke his promise. If your roof leaks, the card doesn't even have double digits. It's normal not to pay, and you won't become a faithless person. After all, you really have no ability to pay back the money. This is all a bad way to get you to pay back the money quickly. As long as you trust him and pay back the money, it means that he has finished the performance. Because the collection has no right to include borrowers in the list of untrustworthy people, if they really have the right, half of the people in the country should have become untrustworthy people. Moreover, for people who are quite untrustworthy, it is not so easy to meet these conditions.