Is BYD's repayment date overdue after 3 pm?

BYD's repayment date exceeds 3 pm, even if it is overdue. The repayment date of BYD Company refers to the repayment period agreed in the loan contract signed by the customer and the financial company, and the customer needs to pay off the loan principal and interest before the repayment date. If the customer fails to repay the loan in time on the repayment date, it will be deemed as overdue. BYD Company cooperates with financial companies to deduct payments in batches. On the repayment date, the financial company will deduct the money in batches before the afternoon of the deduction date 12. If the customer fails to deposit in time on the day of deduction, it will be regarded as overdue. Therefore, before the repayment date, customers need to deposit enough funds into the deduction account in advance to ensure timely repayment and avoid adverse consequences such as penalty interest and credit record damage caused by overdue.