How long can I check the list of bank cards?

Bank cards can be checked for up to 5 years.

Bank transaction records shall be kept for at least 5 years from the year when the transaction is recorded. The state stipulates that it should be kept for at least five years. If it is more than five years, some banks may no longer keep it. But generally speaking, banks will keep transaction records for more than five years out of caution. If you want to check the bank card flow between 2 and 5 years, you need to go to the counter, and generally you can't get the results then. The general bank will contact you by phone after inquiring about relevant information.

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If you want to query the running water within one year, you can log in to the online bank for self-service query, or you can go to the outlet where the issuing bank is located to query and print through self-service equipment. If you want to check the transaction details for more than one year, you need to go to the counter with your ID card and bank card.

Now, if you want to check the details of bank cards, cardholders can bring their ID cards and bank cards to the non-cash business window of bank outlets and print running bills through bank staff. In addition to this inquiry method, you can also inquire about bank card details through online banking, customer service telephone inquiry and mobile banking inquiry.

Details of how long the bank card can be queried are as follows:

1. You can check the details of the last two years through online banking.

2. You can only make phone calls within one year through the bank counter.

3. Check the details within one year through the self-service machine of the bank outlets.

Introduction of bank card flow inquiry process

1. You need to bring your ID card, card or passbook to the non-cash business window of the branch of the bank you belong to, and inquire through the bank staff;

2. Bring your bank card or passbook to the bank outlet for self-service inquiry and printing. Self-service inquiry machine → insert card or passbook → enter password → enter inquiry details page → historical details → enter required date for inquiry and printing → inquire/print bill details;

3. Log in to personal online banking → open personal account bill → select the time period for bill inquiry → export bill details to view the running water (premise: online banking function is required);

4. Download the bank's mobile APP customer service terminal → log in to mobile banking → my account → account details → select the time period for viewing details, and you can view the bill flow (prerequisite: you need to open mobile e-banking).

Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

The customer's mobile phone is connected with the bank through the mobile communication network, which is a brand-new business product that can directly complete various financial services such as account inquiry and transfer through the mobile phone interface. That is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, send short messages through mobile phones, and use mobile short message resources to operate bank accounts, thus realizing the functions of "financial management" and "electronic wallet" of mobile phones. Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.